'Beneath You'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Those are definitely the rules in real life. In real life you don't get a sentence solely based on the other guy's word.
Though you can totally get a sentence almost solely based on your own word. Even if you didn't do it.
Lawyer up, people. False confession makes the Baby Jesus cry.
Be specific, too. "I want to get a lawyer, right now." Because otherwise they can say your intent wasn't clear.
Chico = Party school
Humboldt = Stoner school
This? SO true! Except I was so poor that I could barely afford milk and the $0.25 donuts in the study room in the Wildlife Dept. So sad. I remember being so thankful that my mom sent me $10 so I could go to McDonalds!
Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?
Jumping to the end after reading this:
Maybe because I have an undying love for Spiderman and his Amazing Friends.to say that Vortex and I are clearly separated at birth. FIRESTAR! I wanted to be her SO very badly.
Okay, going back to read the rest of the conversation now...
Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?
Does it make a difference for company matching purposes?
The argument for pre-tax is that your income bracket (and therefore taxes) are lower in retirement.
However, IMO, it is very likely that tax brackets will have to rise in the future so I wouldn't bet on your bracket being lower. Also, even though you pay taxes now, the Roth grows tax free, so you are paying taxes on $5000 now, but not $50,000 (or whatever) later.
That being said, I have a regular 401K because that's what my firm matches and I can't contribute more than the match right now. When I can though? I will put the extra over the match into a ROTH.
ETA: Personally, I might do 1/2 one, 1/2 the other.
Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?
Go Roth. Choose Roth. If you take money out of a Roth before retirement, you're only penalized on the interest. The argument behind pre-tax is that you'll be in a lower tax bracket when you start withdrawing money, but that's often not the case.
Hey, where's ita? have I missed her posts in my work-skimmage?
I don't recall seeing ita post today.
She hasn't posted all day. I was wondering about how she would react to Monty Hall giving her a goat.