Buffistas

Saffron: But we've been wed. Aren't we to become one flesh? Mal: Well, no, uh... We're still two fleshes here, and I think that your flesh ought to sleep somewhere else.

'Our Mrs. Reynolds'

Natter 58: Let's call Venezuela!

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Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.

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megan walker - Apr 08, 2008 2:05:45 pm PDT #428 of 10001

"What kind of magical sunshine and lollipop world do you live in? Because you need to be medicated."-SFist

Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?

Does it make a difference for company matching purposes?

The argument for pre-tax is that your income bracket (and therefore taxes) are lower in retirement.

However, IMO, it is very likely that tax brackets will have to rise in the future so I wouldn't bet on your bracket being lower. Also, even though you pay taxes now, the Roth grows tax free, so you are paying taxes on $5000 now, but not $50,000 (or whatever) later.

That being said, I have a regular 401K because that's what my firm matches and I can't contribute more than the match right now. When I can though? I will put the extra over the match into a ROTH.

ETA: Personally, I might do 1/2 one, 1/2 the other.

Ginger - Apr 08, 2008 2:06:42 pm PDT #429 of 10001

"It didn't taste good. It tasted soooo horrible. It tasted like....a vodka martini." - Matilda

Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?

Go Roth. Choose Roth. If you take money out of a Roth before retirement, you're only penalized on the interest. The argument behind pre-tax is that you'll be in a lower tax bracket when you start withdrawing money, but that's often not the case.

Scrappy - Apr 08, 2008 2:42:45 pm PDT #430 of 10001

Life moves pretty fast. You don't stop and look around once in a while, you could miss it.

Hey, where's ita? have I missed her posts in my work-skimmage?

Laga - Apr 08, 2008 2:45:41 pm PDT #431 of 10001

You should know I'm a big deal in the Resistance.

I don't recall seeing ita post today.

Tom Scola - Apr 08, 2008 2:47:36 pm PDT #432 of 10001

Mr. Scola’s wardrobe by Botany 500

She hasn't posted all day. I was wondering about how she would react to Monty Hall giving her a goat.

Lee - Apr 08, 2008 2:51:23 pm PDT #433 of 10001

The feeling you get when your brain finally lets your heart get in its pants.

Does it make a difference for company matching purposes

hahahahaha. Not for 5 years.

I was leaning towards the half and half myself, because I probably wouldn't be in a lower tax bracket, unless I am.

sarameg - Apr 08, 2008 2:52:08 pm PDT #434 of 10001

She'd pull a knife and fork out of her back pocket. And possible some spices.

I'm trying to be better organized at work, rather than keeping it all in my head. It's a good thing too, because OMGSOMUCH is going on that even staring at my lists and instructions I'm all wait, what were we talking about again?! Oof.

Jesse - Apr 08, 2008 2:52:25 pm PDT #435 of 10001

Sometimes I trip on how happy we could be.

I finally ate at Applebee's! And it was delicious. And there looked like a lot of other good things on the menu. So there. The only annoyance was that the check was fourteen-something, so I asked for change from my $20, because I was going to leave a $3 tip. Perfectly respectable. But she came back with a $5 bill for me. I over-tipped out of annoyance. Who does that?

amych - Apr 08, 2008 2:55:27 pm PDT #436 of 10001

Now let us crush something soft and watch it fountain blood. That is a girlish thing to want to do, yes?

Dude. "Can I get change" means "can I get the change broken down into smaller units". Not "can I get back the difference between this and the total on the bill". That part comes by default unless otherwise stated!

Steph L. - Apr 08, 2008 2:57:15 pm PDT #437 of 10001

the hardest to learn / was the least complicated

I should only go on crime sprees with Teppy.

Good plan! And remember -- we SAY NOTHING TO THE COPS!!!

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