Faith: A kid. Angel's got a kid. Wesley: Connor. Faith: A teenage kid born last year. Wesley: I told you, he grew up in a hell dimension. Faith: Right. And what, Cordelia spent her last summer as… Wesley: A divine being. Faith: Uh-huh. Can I just ask--What the hell are you people doing?

'Why We Fight'


Natter 58: Let's call Venezuela!  

Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.


erikaj - Apr 08, 2008 1:18:00 pm PDT #424 of 10001
Always Anti-fascist!

Be specific, too. "I want to get a lawyer, right now." Because otherwise they can say your intent wasn't clear.


DawnK - Apr 08, 2008 1:20:43 pm PDT #425 of 10001
giraffe mode

Chico = Party school
Humboldt = Stoner school

This? SO true! Except I was so poor that I could barely afford milk and the $0.25 donuts in the study room in the Wildlife Dept. So sad. I remember being so thankful that my mom sent me $10 so I could go to McDonalds!


Lee - Apr 08, 2008 1:52:08 pm PDT #426 of 10001
The feeling you get when your brain finally lets your heart get in its pants.

Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?


Pix - Apr 08, 2008 2:00:32 pm PDT #427 of 10001
We're all getting played with, babe. -Weird Barbie

Jumping to the end after reading this:

Maybe because I have an undying love for Spiderman and his Amazing Friends.
to say that Vortex and I are clearly separated at birth. FIRESTAR! I wanted to be her SO very badly.

Okay, going back to read the rest of the conversation now...


megan walker - Apr 08, 2008 2:05:45 pm PDT #428 of 10001
"What kind of magical sunshine and lollipop world do you live in? Because you need to be medicated."-SFist

Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?

Does it make a difference for company matching purposes?

The argument for pre-tax is that your income bracket (and therefore taxes) are lower in retirement.

However, IMO, it is very likely that tax brackets will have to rise in the future so I wouldn't bet on your bracket being lower. Also, even though you pay taxes now, the Roth grows tax free, so you are paying taxes on $5000 now, but not $50,000 (or whatever) later.

That being said, I have a regular 401K because that's what my firm matches and I can't contribute more than the match right now. When I can though? I will put the extra over the match into a ROTH.

ETA: Personally, I might do 1/2 one, 1/2 the other.


Ginger - Apr 08, 2008 2:06:42 pm PDT #429 of 10001
"It didn't taste good. It tasted soooo horrible. It tasted like....a vodka martini." - Matilda

Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?

Go Roth. Choose Roth. If you take money out of a Roth before retirement, you're only penalized on the interest. The argument behind pre-tax is that you'll be in a lower tax bracket when you start withdrawing money, but that's often not the case.


Scrappy - Apr 08, 2008 2:42:45 pm PDT #430 of 10001
Life moves pretty fast. You don't stop and look around once in a while, you could miss it.

Hey, where's ita? have I missed her posts in my work-skimmage?


Laga - Apr 08, 2008 2:45:41 pm PDT #431 of 10001
You should know I'm a big deal in the Resistance.

I don't recall seeing ita post today.


Tom Scola - Apr 08, 2008 2:47:36 pm PDT #432 of 10001
Mr. Scola’s wardrobe by Botany 500

She hasn't posted all day. I was wondering about how she would react to Monty Hall giving her a goat.


Lee - Apr 08, 2008 2:51:23 pm PDT #433 of 10001
The feeling you get when your brain finally lets your heart get in its pants.

Does it make a difference for company matching purposes

hahahahaha. Not for 5 years.

I was leaning towards the half and half myself, because I probably wouldn't be in a lower tax bracket, unless I am.