Because the property is not our primary residence and is out of state, no credit union will fund us. We are stuck with the national banks.
And thank you both for the sympathy. I can't remember the last time I felt this helpless.
You got all kinds of learnin' and you made me look the fool without tryin', and yet here I am with a gun to your head. That's 'cause I got people with me. People who trust each other, who do for each other, and ain't always lookin' for the advantage.
Mal ,'Our Mrs. Reynolds'
Spike's Bitches 47: Someone Dangerous Could Get In
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Pix - May 08, 2013 6:40:46 pm PDT #29884 of 30001
We're all getting played with, babe. -Weird Barbie
sj - May 08, 2013 6:43:25 pm PDT #29885 of 30001
"There are few hours in life more agreeable than the hour dedicated to the ceremony known as afternoon tea."
That really sucks, Pix. I wish I could think of something supportive to say.
Pix - May 08, 2013 6:45:48 pm PDT #29886 of 30001
We're all getting played with, babe. -Weird Barbie
Oh crap. I didn't go back and read before venting. Good on you, sj, for pulling off the proverbial band aid. Zen, feel better (I think I'm getting sick, too, in misery-loves-company news).
JZ - May 08, 2013 6:46:54 pm PDT #29887 of 30001
See? I gave everybody here an opportunity to tell me what a bad person I am and nobody did, because I fuckin' rule.
I'm so sorry, Pix. That's so grimly consistent with my (mercifully, comparatively brief) dealings with BoA, and with every rageful broken contemptuous thing I've ever heard anyone else say about them.
billytea - May 08, 2013 7:03:59 pm PDT #29888 of 30001
You were a wrong baby who grew up wrong. The wrong kind of wrong. It's better you hear it from a friend.
I'm sorry, Pix. That would be so infuriating.
Cass - May 08, 2013 7:27:01 pm PDT #29889 of 30001
Bob's learned to live with tragedy, but he knows that this tragedy is one that won't ever leave him or get better.
The five days I spent on 'roids have given me a great deal of sympathy for those who have to deal with them frequently (and bewilerment for those who choose to).
I need them for breathing (probably low dose and inhaled) and I still kinda hate them. For making me feel better. For not making me feel like I have actual healthy, nearly invincible, lungs.
I'm sorry, Pix. Like you guys aren't a great risk given you want less than the collateral is worth. Worst case scenario, they could still win. Which is more than a lot could say in the last decade. We're in a really not great place when it comes to economics. I hate our boom and bust economics. I don't think it's actually good for the society as a whole.
I am so cranky. And tired.
le nubian - May 08, 2013 7:51:14 pm PDT #29890 of 30001
"And to be clear, I am the hell. And the high water."
Pix,
you may have tried this already, but perhaps get in touch with a mortgage broker? One might be able to help you out.
smonster - May 08, 2013 8:08:02 pm PDT #29891 of 30001
We won’t stop until everyone is gay.
Oh, man, Pix. What assholes. My bank got bought out by them back in the 90s, and as soon as I could I jumped to a credit union. Hate hate hate.
Scrappy - May 08, 2013 8:29:40 pm PDT #29892 of 30001
Life moves pretty fast. You don't stop and look around once in a while, you could miss it.
How frustrating and horrible, pix!
NoiseDesign - May 08, 2013 9:09:39 pm PDT #29893 of 30001
Our wings are not tired
We started with a mortgage broker but since they are licensed to operate in a given state and we live in California but the property is in FL they couldn't help us. We apparently have to deal directly with a bank that operates in both CA and FL.
It's just rediculous. It went from needing to show the underwrites that we have $5000 cash on hand to $15,000. If I had an extra $10,000 sitting around we wouldn't be trying to get the loan.
The really stupid thing is I could most likely go to a car dealership tomorrow and have a $50,000 car financed in a matter of hours, but we can't get a loan secured on a property that is worth twice the value of the load and is completely paid off.