Oh crap. I didn't go back and read before venting. Good on you, sj, for pulling off the proverbial band aid. Zen, feel better (I think I'm getting sick, too, in misery-loves-company news).
I don't fancy spending the next month trying to get librarian out of the carpet.
Spike ,'Chosen'
Spike's Bitches 47: Someone Dangerous Could Get In
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Pix - May 08, 2013 6:45:48 pm PDT #29886 of 30001
We're all getting played with, babe. -Weird Barbie
JZ - May 08, 2013 6:46:54 pm PDT #29887 of 30001
See? I gave everybody here an opportunity to tell me what a bad person I am and nobody did, because I fuckin' rule.
I'm so sorry, Pix. That's so grimly consistent with my (mercifully, comparatively brief) dealings with BoA, and with every rageful broken contemptuous thing I've ever heard anyone else say about them.
billytea - May 08, 2013 7:03:59 pm PDT #29888 of 30001
You were a wrong baby who grew up wrong. The wrong kind of wrong. It's better you hear it from a friend.
I'm sorry, Pix. That would be so infuriating.
Cass - May 08, 2013 7:27:01 pm PDT #29889 of 30001
Bob's learned to live with tragedy, but he knows that this tragedy is one that won't ever leave him or get better.
The five days I spent on 'roids have given me a great deal of sympathy for those who have to deal with them frequently (and bewilerment for those who choose to).
I need them for breathing (probably low dose and inhaled) and I still kinda hate them. For making me feel better. For not making me feel like I have actual healthy, nearly invincible, lungs.
I'm sorry, Pix. Like you guys aren't a great risk given you want less than the collateral is worth. Worst case scenario, they could still win. Which is more than a lot could say in the last decade. We're in a really not great place when it comes to economics. I hate our boom and bust economics. I don't think it's actually good for the society as a whole.
I am so cranky. And tired.
le nubian - May 08, 2013 7:51:14 pm PDT #29890 of 30001
"And to be clear, I am the hell. And the high water."
Pix,
you may have tried this already, but perhaps get in touch with a mortgage broker? One might be able to help you out.
smonster - May 08, 2013 8:08:02 pm PDT #29891 of 30001
We won’t stop until everyone is gay.
Oh, man, Pix. What assholes. My bank got bought out by them back in the 90s, and as soon as I could I jumped to a credit union. Hate hate hate.
Scrappy - May 08, 2013 8:29:40 pm PDT #29892 of 30001
Life moves pretty fast. You don't stop and look around once in a while, you could miss it.
How frustrating and horrible, pix!
NoiseDesign - May 08, 2013 9:09:39 pm PDT #29893 of 30001
Our wings are not tired
We started with a mortgage broker but since they are licensed to operate in a given state and we live in California but the property is in FL they couldn't help us. We apparently have to deal directly with a bank that operates in both CA and FL.
It's just rediculous. It went from needing to show the underwrites that we have $5000 cash on hand to $15,000. If I had an extra $10,000 sitting around we wouldn't be trying to get the loan.
The really stupid thing is I could most likely go to a car dealership tomorrow and have a $50,000 car financed in a matter of hours, but we can't get a loan secured on a property that is worth twice the value of the load and is completely paid off.
le nubian - May 08, 2013 9:23:02 pm PDT #29894 of 30001
"And to be clear, I am the hell. And the high water."
Hmm. And you can't do a personal loan? Interest rate is probably too high, right?
Strix - May 09, 2013 1:55:05 am PDT #29895 of 30001
A dress should be tight enough to show you're a woman but loose enough to flee from zombies. — Ginger
Oh, Pix and ND, that sucketh beyond the telling. Having dealt with (and still dealing with) the house/bank clusterfuck that DH's ex left for us to clean up, I have total empathy. Banks are soulless bastards.
And to all those who offered support and an ear yesterday, THANK YOU! I feel so much better and DH and I had a really good conversation about it last night. We worked out best and worst case scenarios, and I have every confidence that nothing like this will go down again. For those of you you expressed an interest in an email, I'll get to it today, but I want to kinda bask in the good mood that came from dealing with it head on and getting a really good response.
I went to sleep at 10:15 last night and woke at 4:08. Which is not optimal, but I'll take it! SO much will I take it!
Our bedroom is clean, my office is halfway clean, and I am doing laundry right now! I know this is probably boring to read, but I am trying to kick the Black Dog in the ass, and being accountable is useful. So I am TOTALLY ruthlessly using y'all!
Let's see what else I can accomplish today.