That really sucks, Pix. I wish I could think of something supportive to say.
Spike's Bitches 47: Someone Dangerous Could Get In
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Oh crap. I didn't go back and read before venting. Good on you, sj, for pulling off the proverbial band aid. Zen, feel better (I think I'm getting sick, too, in misery-loves-company news).
I'm so sorry, Pix. That's so grimly consistent with my (mercifully, comparatively brief) dealings with BoA, and with every rageful broken contemptuous thing I've ever heard anyone else say about them.
I'm sorry, Pix. That would be so infuriating.
The five days I spent on 'roids have given me a great deal of sympathy for those who have to deal with them frequently (and bewilerment for those who choose to).
I need them for breathing (probably low dose and inhaled) and I still kinda hate them. For making me feel better. For not making me feel like I have actual healthy, nearly invincible, lungs.
I'm sorry, Pix. Like you guys aren't a great risk given you want less than the collateral is worth. Worst case scenario, they could still win. Which is more than a lot could say in the last decade. We're in a really not great place when it comes to economics. I hate our boom and bust economics. I don't think it's actually good for the society as a whole.
I am so cranky. And tired.
Pix,
you may have tried this already, but perhaps get in touch with a mortgage broker? One might be able to help you out.
Oh, man, Pix. What assholes. My bank got bought out by them back in the 90s, and as soon as I could I jumped to a credit union. Hate hate hate.
How frustrating and horrible, pix!
We started with a mortgage broker but since they are licensed to operate in a given state and we live in California but the property is in FL they couldn't help us. We apparently have to deal directly with a bank that operates in both CA and FL.
It's just rediculous. It went from needing to show the underwrites that we have $5000 cash on hand to $15,000. If I had an extra $10,000 sitting around we wouldn't be trying to get the loan.
The really stupid thing is I could most likely go to a car dealership tomorrow and have a $50,000 car financed in a matter of hours, but we can't get a loan secured on a property that is worth twice the value of the load and is completely paid off.
Hmm. And you can't do a personal loan? Interest rate is probably too high, right?