We started with a mortgage broker but since they are licensed to operate in a given state and we live in California but the property is in FL they couldn't help us. We apparently have to deal directly with a bank that operates in both CA and FL.

It's just rediculous. It went from needing to show the underwrites that we have $5000 cash on hand to $15,000. If I had an extra $10,000 sitting around we wouldn't be trying to get the loan.

The really stupid thing is I could most likely go to a car dealership tomorrow and have a $50,000 car financed in a matter of hours, but we can't get a loan secured on a property that is worth twice the value of the load and is completely paid off.

Hmm. And you can't do a personal loan? Interest rate is probably too high, right?

Oh, Pix and ND, that sucketh beyond the telling. Having dealt with (and still dealing with) the house/bank clusterfuck that DH's ex left for us to clean up, I have total empathy. Banks are soulless bastards.

And to all those who offered support and an ear yesterday, THANK YOU! I feel so much better and DH and I had a really good conversation about it last night. We worked out best and worst case scenarios, and I have every confidence that nothing like this will go down again. For those of you you expressed an interest in an email, I'll get to it today, but I want to kinda bask in the good mood that came from dealing with it head on and getting a really good response.

I went to sleep at 10:15 last night and woke at 4:08. Which is not optimal, but I'll take it! SO much will I take it!

Our bedroom is clean, my office is halfway clean, and I am doing laundry right now! I know this is probably boring to read, but I am trying to kick the Black Dog in the ass, and being accountable is useful. So I am TOTALLY ruthlessly using y'all!

Let's see what else I can accomplish today.

Strix, I'm so glad to read that. I hope today continues to be better, and that if it's not, you can be gentle with yourself.

heretofore known as Fucking Evil Bank, FEB

I'm so sorry, Pix and ND. Over and above the financial bullshit that Wells Fargo has inflicted on us, the part I resent the most is the emotional damage. Banks have brought forth a degree of anger and rage that no person has ever been able to inspire. I treasure my peace and serenity and hate that they can make me feel this way. FEB indeed.

It is good to hear that things are better today, Strix.

Hugs all around.

Aw, Strix. Good for you! Kicking the dog through accountability is awesome.

Ruthlessly using? Heh. Reminds me of that Bob Seger line: I used her, she used me/ But neither one cared/ We were gettin' our share.

Pix and ND, I wish I had something useful to offer, besides deep sympathy and shared rage over the way banking has screwed this country up.

Redacted.

Problems solved. Thank you Hivemind!

Ugh, Pix, that is so frustrating and infuriating!

Well, today started out well, but around noon, I just lost any motivation. I seriously stared out a window for up to 3 hours. I think I might have to take my AD at night.

I made the bed, installed Word (3 installations per disc my ass! WOO!), went for a 15 minute walk (baby steps) and brushed the cat. Some jotting of plans, 2 loads of laundry. Now I all want to do is drink a beer -- I HATE beer, but this Three Blind Mice brown ale isn't bad -- finish my mani and probably go to sleep.

I may try to meditate and do a few yoga sleep postures.

This weekend will be good, though. My friend K is paying for me to go to a 5:30 yoga class with her, and Saturday is F's big 40th bday blast. I can't wait. I may tempt fate and dye my hair -- skunks laugh at my stripe of dull brown.

And to top that off, we found out this morning that our dear friend Becca (many of you met her at the Pasadena f2f) has a tumor in her neck. It is 80-90 percent likely benign, but we don't know for sure yet. Needle biopsy soon and then scary surgery either way.

Oh, and I spent half an hour sobbing in front of my two bosses today because I screwed something up and got called on it.

It's been a really bad week.