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I'm a single undead gal trying to make it in the big city. I have to start somewhere and they're evil here. They don't judge. They've got necro-tempered glass. No burning up. A great medical plan, and who needs dental more than us?

Harmony ,'Conviction (1)'

Buffista Business Talk: I wanted simple, I wanted in-and-out, I wanted easy money.

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A virtual watercooler where Buffistas in business can talk, share, exchange, bemoan, exult and assorted other power verbs associated with all areas of running/starting up a business. For existing or potential Buffista business owners of all types. Spamming is NOT ON. A list of our Buffista owned businesses is on our links page.

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Ginger - Apr 02, 2012 12:51:34 pm PDT #840 of 1416
"It didn't taste good. It tasted soooo horrible. It tasted like....a vodka martini." - Matilda

I'm with Kaiser, which has a lot of pluses. Its best thing is the computer system, which has all your records on file. You have access to lab results when the doctor does. Kaiser policies include just about anything preventive and did before the law changed, so there's no extra charge for things like mammograms, colonoscopies and vaccinations. I got the pneumonia and shingles vaccine this year, which most insurance seems to consider optional.

It's usually a decent deal for individuals, although you possibly could do better if you're eligible for an organization that offers a group plan.

I don't know what it's like in California, but the worst part about Kaiser here is that you can never get anyone on the damn phone. They have a nightmare phone tree. You can email your doctor, but not all the doctors are good at responding.

NoiseDesign - Apr 02, 2012 12:59:04 pm PDT #841 of 1416
Our wings are not tired

I'm insured through K's work. I tried to do Kaiser at one point but was rejected on the basis of answer than at some point in the past 2 years I had run a fever. Based on that feedback they didn't want to insure a male in his 30's. With all the new laws they probably can't be quite that choosy any longer.

Ginger - Apr 02, 2012 1:22:17 pm PDT #842 of 1416
"It didn't taste good. It tasted soooo horrible. It tasted like....a vodka martini." - Matilda

I went with Kaiser through an agent, who knew how to fill out the forms to not raise red flags. They wouldn't insure me now, of course. They've lost money on me, but they're pretty good at not cancelling people.

javachik - Apr 02, 2012 3:27:42 pm PDT #843 of 1416
Our wings are not tired.

Thank you for the feedback. I've had Blue Cross and Kaiser both (employee plans) in the past and each had its pros and cons. I'll check into each for individual.

Typo Boy - Apr 02, 2012 4:49:23 pm PDT #844 of 1416
Calli: My people have a saying. A man who trusts can never be betrayed, only mistaken.Avon: Life expectancy among your people must be extremely short.

With all the new laws they probably can't be quite that choosy any longer.

Assuming the Supremes dont screw us, an individual plan under Federal law can refuse you on a number of basises until 2014. Group plans, if you qualify for the group can't turn you down. There may be State law, that gives you more acess - in CA probably is.

[eidt] there are other ways group plans can screw people with pre-existing conditions.

Strix - Apr 14, 2012 1:25:39 pm PDT #845 of 1416
A dress should be tight enough to show you're a woman but loose enough to flee from zombies. — Ginger

Tax question (and I am heading out in a few minutes, so I'll be back later in the evening):

Okay, I'm filling out my Schedule C form for my business. Now it says to file it with my 1040; D and I are, of course, filing our personal taxes jointly in the 1040 Long Form.

Does the Schedule C just get added to this personal 1040 form...or is there some other form I need to fill out besides the Schedule C for this annual filing for the 2011 year? I DID send in my Quarter 3 1099 and payment, but NOT my Q4?

(X-post with Natter: feel free to comment on board or e-me at profile addy.)

Any thoughts/help much appreciated!

Stephanie - Apr 14, 2012 1:28:43 pm PDT #846 of 1416
Trust my rage

I think you just include the Schedule C with the rest of your filing. But some of the numbers (maybe just the last one) of the Schedule C will end up on your 1040. (Obviously I don't prepare my own taxes.)

dcp - Apr 14, 2012 2:49:23 pm PDT #847 of 1416
The more I learn, the more I realize how little I know.

Erin, insent.

Dana - Apr 14, 2012 2:53:01 pm PDT #848 of 1416
"I'm useless alone." // "We're all useless alone. It's a good thing you're not alone."

Erin, when I was self-employed, my Schedule C income was just filed as part of our joint 1040. Make sure you take any adjustments, deductions, etc. to your AGI.

Burrell - Apr 14, 2012 7:56:07 pm PDT #849 of 1416
Why did Darth Vader cross the road? To get to the Dark Side!

DH backs up Dana's advice, Erin. That's how he does our taxes.

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