Thank you for the feedback. I've had Blue Cross and Kaiser both (employee plans) in the past and each had its pros and cons. I'll check into each for individual.
Mal ,'Out Of Gas'
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With all the new laws they probably can't be quite that choosy any longer.
Assuming the Supremes dont screw us, an individual plan under Federal law can refuse you on a number of basises until 2014. Group plans, if you qualify for the group can't turn you down. There may be State law, that gives you more acess - in CA probably is.
[eidt] there are other ways group plans can screw people with pre-existing conditions.
Tax question (and I am heading out in a few minutes, so I'll be back later in the evening):
Okay, I'm filling out my Schedule C form for my business. Now it says to file it with my 1040; D and I are, of course, filing our personal taxes jointly in the 1040 Long Form.
Does the Schedule C just get added to this personal 1040 form...or is there some other form I need to fill out besides the Schedule C for this annual filing for the 2011 year? I DID send in my Quarter 3 1099 and payment, but NOT my Q4?
(X-post with Natter: feel free to comment on board or e-me at profile addy.)
Any thoughts/help much appreciated!
I think you just include the Schedule C with the rest of your filing. But some of the numbers (maybe just the last one) of the Schedule C will end up on your 1040. (Obviously I don't prepare my own taxes.)
Erin, insent.
Erin, when I was self-employed, my Schedule C income was just filed as part of our joint 1040. Make sure you take any adjustments, deductions, etc. to your AGI.
DH backs up Dana's advice, Erin. That's how he does our taxes.
Thanks, guys!
And dcp, backflung!
Hey, check it out! I'm an Official Guest Blogger! And a series, no less! [link]
Well, today I applied for a Kaiser plan. I hope it doesn't take too long for them to review it and let me know either way. I have until 4/30 to pay the premium for COBRA coverage. I'd rather not, but at least it's a plan B. The Kaiser plan I got is about $400 a month including basic dental (Delta Dental). I was really tempted to go for a cheaper plan but two surgeries last year has scared me out of going cheap. Those surgeries would have been about $25,000 each out of pocket! For outpatient!