It's really scary how much people can actually do about your financial situation. I mean, I was all "what do I have to do to make it go away?" but I didn't expect credit. Huh. Neat. Guess they keep me as a happy customer for the next little while. Funny how that works.
Generally, you just have to call and I've found companies to be pretty good about credit if you can point to a good history with them. But you have to be vigiliant.
I have $10000 of my grad school loans on a credit card because the interest is 3% forever. Except "forever" means you have to be in good standing. I didn't get a bill one month so I was late in paying because I forgot all about it. I called on the due date and sent out a check but still they automatically raised my interest rate to 8% (which meant $75-80 bucks a month in interest). I got it straigtened out and got them to refund most of the charges, but I'm sure they only did it because I had a good history
and
could make good on my threat to shift the money to another card if necessary.
Most people aren't so lucky and get screwed by companies raising rates as high as 30%. Thanks Congress!
Is a Boilermaker a beer and a shot? I don't think that counts as a cocktail.
And bringing things back to eating in airports, when I had dinner at the Dick Clark restaurant at the Indianapolis airport, my receipt specifically noted that I had NOT had a shot with my beer. Cracked me up.
Most people aren't so lucky and get screwed by companies raising rates as high as 30%.
That'd be me. Well, 23.99%, fuck you very much Bank of America. So I took my CC balance over to a 0% card from my local bank. I have about $8,000 left to pay off, which I should be able to do easily by the end of the calendar year. Unfortunately the 0% only lasts until October of this year, and then it goes up to a rate that I really ought to figure out well before then, so I can either talk to the bank or re-transfer the balance.
But really, nothing was as sweet as moving $12,000 away from BoA. Fuck them and their deceptive shit, like moving the due date UP without informing the customer. Suck it, BoA.
Is a Boilermaker a beer and a shot? I don't think that counts as a cocktail.
You fancy New Yorkers and your cocktails...
Suck it, BoA.
Due to some shit they did to us earlier this year, Imma second this.
You fancy New Yorkers and your cocktails...
Hmph.
Gah -- I just realized the thing I'm doing tonight (TAL in a movie theater! Who knows why) isn't until 8pm. I don't think I'll make it!
Does this look really wrong to anyone else: [link] Totally work friendly and I'm not ita so you know you can trust me.
I will say that I've been pretty pleased with Household as my credit card company. I only have the one card now which had the minimum limit available when I first got it two years ago, but as I've been rebuilding my rating and made regular payments on time and in larger-than-the-minimum amounts, they've bumped up my credit limit in $200 increments every year. No changes in the due date, easy on-line payment, and minimal hassling to get additional services (which I'd have to pay for, no thank you very much!).
I'm glad to see the original Sazerac cocktail on the list, as it was the drink I used to make for myself at home when I could drink alcohol.
