Nandi: I ain't her. Mal: Only people in this room is you and me.

'Heart Of Gold'


Natter 55: It's the 55th Natter  

Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.


Steph L. - Nov 30, 2007 2:11:14 pm PST #4857 of 10001
I look more rad than Lutheranism

I like some of the Dave Ramsey plan -- the $1,000 emergency fund, and the plan of paying off one debt totally and then snowballing it into other payments (the method -- whether by amount or by interest rate -- is up to the debtor; I like to pay off the highest interest rate first, because Bank of America really doesn't need more of my money).

re: White Elephant at work -- one year we did one, and everyone wanted the ugly metal tray with big-eyed cats painted on it. The #2 coveted item was a keychain of a human spine (contributed by yours truly).

With my stepdad's family, we do this card game that involves matching cards, and whoever wins that hand gets to take a gift from a pile of wrapped gifts, all of which are supposed to be $1-$3 ish. Think can o'nuts, 1 lb. Hershey bar (often on sale for $1 at CVS on Xmas Eve, thank you very much), and the unmatched favorite -- a scratch-off lottery ticket. The catch was that the first person to take the scratch-off wasn't allowed to, you know, scratch it. It had to remain a mystery until the end of the game.

Every year I end up with nuts and a pen. Both of which I like just fine, but I think I'm going to up the stakes this year with something nifty, and steal it back for myself.

No, I have no idea what the nifty thing might be. Fortunately, I have time to plan. (Step 3: Profit!)


Jesse - Nov 30, 2007 2:15:52 pm PST #4858 of 10001
Sometimes I trip on how happy we could be.

I'm finally making progress on debt that's been kicking around since my senior year of college, because for the first time ever, I'm making enough money that I can pay cash for everything I want to buy, and still have money left at the end of the month.

Actually, the "everything I want to buy" bit ties into my current problem with Christmas gifts. My family wants to know what I want, and I don't need anything. But most things I have are pretty cheap. BUT, I would want to replace them with super-fancy, if money were no object. Like, I don't want a $10 notebook, I want $150 notebooks. I want $100 towels. And I'm not getting any of those!

So that's why I shop at Target.


Steph L. - Nov 30, 2007 2:16:07 pm PST #4859 of 10001
I look more rad than Lutheranism

He's also against all credit cards.

Although his website accepts them as payment. Embrace the debt-free irony!

Don't get me wrong; I like a lot of what Dave Ramsey says, and I'm trying to decrease my debt with vigor these days (despite my overwhelming lust for a shiny new Macbook with Leopard, yum yum yum). But a good dose of irony always needs to be pointed out, IMO.


Steph L. - Nov 30, 2007 2:17:21 pm PST #4860 of 10001
I look more rad than Lutheranism

I want $100 towels.

What if you get something irrevocably icky on them? I inevitably cut my leg shaving and don't know it until I see the blood on the towel. If I bled on a $100 towel, I might be bound by law to kill myself.


Jesse - Nov 30, 2007 2:22:41 pm PST #4861 of 10001
Sometimes I trip on how happy we could be.

Wow, I can't say I've ever bled on a towel. But I would have to be a person for whom $100 was pocket change before I would have those anyway, so it would be no big deal! (Note: I will never be a person like that.)


sarameg - Nov 30, 2007 2:25:24 pm PST #4862 of 10001

I'm thinking about maybe a new computer. It'll probably take me another gazillion months to actually go for it. But 6 or 7 year old laptop with a busted screen. And I can't really upgrade the OS further. Hrm. Maybe I'll see what dad's education discount will get me at the campus store when I'm visiting. I don't *need* a laptop, but I'd like one. We'll see.


megan walker - Nov 30, 2007 2:25:37 pm PST #4863 of 10001
"What kind of magical sunshine and lollipop world do you live in? Because you need to be medicated."-SFist

Although his website accepts them as payment.

I thought they only did debit cards. But I don't suppose you can make a distinction--it's either all MC/Visa or none.


flea - Nov 30, 2007 2:26:44 pm PST #4864 of 10001
information libertarian

Jesse, you should work your way up. Ask for nicer-than-Target-but-not-$100 towels this year. Like, $25 towels: [link]

I got nothing on the debt thing. I am fantastically consumer debt-averse, to the tune of never having carried a credit card balance. On the other hand, if anybody wants my top 10 ways to be a cheapskate, I am happy to help.


Jesse - Nov 30, 2007 2:26:47 pm PST #4865 of 10001
Sometimes I trip on how happy we could be.

Actually, in other towel news, I bought some of these for a wedding gift recently, and they are unbelievabley soft and awesome and on sale, and most of my current towels are many years old, so. Hmm. I should tell my grandmother to get me that for Christmas. (Although, she would never take direction that clearly and I'd probably end up with something weird.)


Cashmere - Nov 30, 2007 2:27:04 pm PST #4866 of 10001
Now tagless for your comfort.

I want to dry my ass on $100 towels.

We're watching Shrek the Halls and boy, is it funny!