He's also against all credit cards.

Although his website accepts them as payment. Embrace the debt-free irony!

Don't get me wrong; I like a lot of what Dave Ramsey says, and I'm trying to decrease my debt with vigor these days (despite my overwhelming lust for a shiny new Macbook with Leopard, yum yum yum). But a good dose of irony always needs to be pointed out, IMO.

I want $100 towels.

What if you get something irrevocably icky on them? I inevitably cut my leg shaving and don't know it until I see the blood on the towel. If I bled on a $100 towel, I might be bound by law to kill myself.

Wow, I can't say I've ever bled on a towel. But I would have to be a person for whom $100 was pocket change before I would have those anyway, so it would be no big deal! (Note: I will never be a person like that.)

I'm thinking about maybe a new computer. It'll probably take me another gazillion months to actually go for it. But 6 or 7 year old laptop with a busted screen. And I can't really upgrade the OS further. Hrm. Maybe I'll see what dad's education discount will get me at the campus store when I'm visiting. I don't *need* a laptop, but I'd like one. We'll see.

Although his website accepts them as payment.

I thought they only did debit cards. But I don't suppose you can make a distinction--it's either all MC/Visa or none.

Jesse, you should work your way up. Ask for nicer-than-Target-but-not-$100 towels this year. Like, $25 towels: [link]

I got nothing on the debt thing. I am fantastically consumer debt-averse, to the tune of never having carried a credit card balance. On the other hand, if anybody wants my top 10 ways to be a cheapskate, I am happy to help.

Actually, in other towel news, I bought some of these for a wedding gift recently, and they are unbelievabley soft and awesome and on sale, and most of my current towels are many years old, so. Hmm. I should tell my grandmother to get me that for Christmas. (Although, she would never take direction that clearly and I'd probably end up with something weird.)

I want to dry my ass on $100 towels.

We're watching Shrek the Halls and boy, is it funny!

Have I mentioned here about how I want to get married so I can get all new housewares? A lifetime of love and partnership? Pfft. New towels and flatware and everything? BRING IT.

I have a generic monthly budget template in excel if you want me to send it.

Sure! Profile addy is good.

I'm just glad I'm not the only one who's dealt with stuff like this. Debt, for me, was the subject of the Mom-lectures when I was growing up that I think a lot of people got for grades, weight, or appearance, which is a big part of why I'm carrying around such a colossal guilt burden on this issue.