I'm finally making progress on debt that's been kicking around since my senior year of college, because for the first time ever, I'm making enough money that I can pay cash for everything I want to buy, and still have money left at the end of the month.
Actually, the "everything I want to buy" bit ties into my current problem with Christmas gifts. My family wants to know what I want, and I don't need anything. But most things I have are pretty cheap. BUT, I would want to replace them with super-fancy, if money were no object. Like, I don't want a $10 notebook, I want $150 notebooks. I want $100 towels. And I'm not getting any of those!
So that's why I shop at Target.
He's also against all credit cards.
Although his website accepts them as payment. Embrace the debt-free irony!
Don't get me wrong; I like a lot of what Dave Ramsey says, and I'm trying to decrease my debt with vigor these days (despite my overwhelming lust for a shiny new Macbook with Leopard, yum yum yum). But a good dose of irony always needs to be pointed out, IMO.
I want $100 towels.
What if you get something irrevocably icky on them? I inevitably cut my leg shaving and don't know it until I see the blood on the towel. If I bled on a $100 towel, I might be bound by law to kill myself.
Wow, I can't say I've ever bled on a towel. But I would have to be a person for whom $100 was pocket change before I would have those anyway, so it would be no big deal! (Note: I will never be a person like that.)
I'm thinking about maybe a new computer. It'll probably take me another gazillion months to actually go for it. But 6 or 7 year old laptop with a busted screen. And I can't really upgrade the OS further. Hrm. Maybe I'll see what dad's education discount will get me at the campus store when I'm visiting. I don't *need* a laptop, but I'd like one. We'll see.
Although his website accepts them as payment.
I thought they only did debit cards. But I don't suppose you can make a distinction--it's either all MC/Visa or none.
Jesse, you should work your way up. Ask for nicer-than-Target-but-not-$100 towels this year. Like, $25 towels: [link]
I got nothing on the debt thing. I am fantastically consumer debt-averse, to the tune of never having carried a credit card balance. On the other hand, if anybody wants my top 10 ways to be a cheapskate, I am happy to help.
Actually, in other towel news, I bought some of these for a wedding gift recently, and they are unbelievabley soft and awesome and on sale, and most of my current towels are many years old, so. Hmm. I should tell my grandmother to get me that for Christmas. (Although, she would never take direction that clearly and I'd probably end up with something weird.)
I want to dry my ass on $100 towels.
We're watching Shrek the Halls and boy, is it funny!
Have I mentioned here about how I want to get married so I can get all new housewares? A lifetime of love and partnership? Pfft. New towels and flatware and everything? BRING IT.