I have a 401(k) that I'm fully vested in (took five years). The company puts in (usually) 6% of my salary once a year (2004 profits sucked so badly that they only put in 3%, but they went back up to 6 for 2005). As for my own contributions, I'm with Zenkitty in that my credit card payments are a hell of a lot higher than the return I'd be getting with the plan. Once I finally get them knocked out, I'm hoping to start putting something into it. We used to have a full pension, but that got eliminated when the company went from family-owned to Dutch-conglomerate-owned back in 1996.

I probably won't have nearly enough when I turn 67, so I'll be relying on Social Security.

I had forgotten that the looniversity doesn't match 403(b) contributions for biweekly staff --- eccch. They match after a (couple of?) years' employment for salaried, which is good for my sorry-assed ass that didn't save a thing before I was 33, and still doesn't save as much as I could.

(The hub saves not a cent, in spite of availability of plan and occasional pointed reminders; I really hate that he doesn't, but also really hate being the finance ogre, and the latter usually wins because I so hate nagging. Le sigh.)

I have miscellaneous 403(b) funds floating around from past jobs, but that's it. I don't even know if I'll be able to get that money back. Lame.

In progress news, I just emailed about 10 people, asking them to help me in various ways. One was someone I don't even know! I love email -- I would have procrastinated way longer if these were phone calls.

I just made brownies from the cookbook. Mmm. I can't remember whose recipe it was as my flatmate's run off with the book for the moment, but I promise I'll give compliments later. Many compliments.

I think I have my dinners for the next week decided on already.

Also it's just fabulously put together - well done to the team.

I have a 401K that is fully vested. I contribute 10% of my salary and my company chips in with 0.25 for every $1.00 I put in. I've been doing it for 10 years now (since I was 28).

I'm a little smitten with Ben Agosto.

HAPPY BIRTHDAY BEVERLY!!!!!

HAPPY BIRTHDAY JON B!!!!!!!!!!!!

I don't put anything into my retirement, as my employers usually put 20% in for me. Yay!

OMG, Yahoo has recently decided I'm a spammer, and it's making me NUTS. I have to do that type-what-you see bullshit for almost every message lately. Do other people have that? Ugh!

I want tommyrot's job. Or just his employers, since I am certain I could not actually do his job.

Thanks everyone for sharing. This is really interesting. I have no SS, since I didn't work until I was 30, because of grad school.

I'm at a state university and I've been here a shamefully long time so I am vested and I also have a 403B.

I can't remember whether they are matching that or not but we have the State University Retirement System. And I don't believe you get much of anything unless you've been in the system for 20 years.