Quester, my alumni credit union gave me access to a consolidation loan that saved me a bundle in interest and allowed me to pay off credit card debt pretty quickly.
I've always said that if I retired I'd spend a few months watching every great movie I never got to watch. I sorta did that during COVID.
Quester, I think if consolidation is possible, that would be the way to go. Though I am the worst person in the world to ask for financial advice.
A Progressive Dumpling Dinner sounds like a wonderful idea. There's a place in San Diego that has all you can eat dumplings which almost makes me willing to drive there to try them.