I'm your opposite, Calli. I like chocolate chips straight out of the freezer.

I like mint chocolate chip ice cream but I do find the frozen chocolate chips a little disconcerting. As long as they melt in your mouth, as m&m’s used to say, i can work with it.

So, I went to Rocket Mortgage who had done my previous refinance (via Quicken Loans) so they still had some information and filled in their questionnaire with reducing my payment as my goal and they suggested a new loan that would reduce my monthly payment by $106 but increase the overall cost of my loan by rather a lot and that doesn't seem worthwhile. But thanks for poking me to check into the option!

Dammit!! I closed on my refinance last Friday….so of course TODAY I get an email from American Express offering $2k if I refinance through that SAME LENDER. AASRFH.

So found out today why we have struggled so hard to get our completion rate high enough and why the variance the store manager allowed.

There were six pallets of our merchandise misdirected to another store. Pallets. Not boxes.

My assistant Mgr is going through and taking pictures of all the stuff we knew we never got that we had to cancel.

My sister worked retail for years ... hearing her stories left me with SO MUCH sympathy for retail workers. I make an effort to be nice to them, put things I decided against back where it came from (on occasion back where it should have been) and, when I tried on clothes (in the before times) I'd make sure they were back on the hanger and fastened as appropriate.

That is a big yikes, askye.

I'm trying to wrap up stuff at work while also working on the list of things I need to do before I fly on Sunday. I just contacted USPS about a package they claim was delivered but hasn't showed up, which was supposed to be jeans for me to try on so I'd have more outside clothes. Perhaps all my lists and careful planning is a way to exert control because of my anxiety about traveling for the first time since we went into stay-at-home, ha ha. (Okay, there's no 'perhaps'.) I need to keep patting that anxious little gremlin on the head and reminding it that I don't have to work for the next two weeks, won't that be nice?

Toddaon we appreciate you.

The new store manager never gave us the benefit of the doubt. It felt like. Even though the managers kept saying the items had never been in our store and that is why we couldn't perform to watch we had been he was telling them no excuses.

But it's not an excuse. We could have used it as an excuse not to do our best...I mean there is now way we can meet that goal. But we didn't. AND we continued to out perform stores that have larger staff, sell more expensive items and weren't missing 6 pallets of stuff.

I have an uneasy feeling about this shirt. Am I over-reacting? [link]

$50/week is just not a lot of groceries. I think I figure this out every month and am sad about it every time like it's brand new information. Living within my means is hard.

Truth. Budgeting is the worst. I was only successful because I did the envelope system so when the monthly amount ran out, it ran out. There were a lot of months where the last week was literally beans & rice. And I remember well having to turn down meeting up with people because I just didn't have money for even one drink. I think anything that puts even a little bit back into your monthly allowance is worth looking into so I would definitely considering refinancing if you can.

I have an uneasy feeling about this shirt. Am I over-reacting?

No

Re mac & cheese ice cream. I'm no ice cream fan in general, but Salt & Straw has certainly converted me to at least trying "weird" flavors.