That does seem excessive. Not sure why you'd need more on an apartment than I have on my house. Are you solely responsible if the building falls on someone?

I suppose damage to other units from a home meth lab might fall under liability insurance, but if you're not looking to Walter White as a career idol it seems like half a million is a bit beyond adequate coverage.

Boo. Are you on the Metra?

Yep. We're stuck at the Hubbard Woods stop, near Winetka.

Ugh. I though they got the engine started but I guess not.

Yeah, insurance is one of those things that makes me crazy--I have no idea how much I need but feel like insurance agents and companies aren't to be trusted either, even if they more likely know! Have that issue with auto insurance too--like, if someone is paralyzed for life and sues me , wouldn't I need tons of insurance??

Am amused by the musical titles. :)

Ok, they had us all get off the train so we can get on the next train.

So the good news is I won't have to resort to canibalism.

Well, you won't have to.

If you do, though, write a musical about it, okay?

Cannibalism in Winnetka

Hee! Of course.

Ah. Wikipedia assures me that I was not hallucinating my memory of seeing a musical comedy about the First Opium War in London as a young teen.

I guess that's reassuring, sort of, except for the part where a musical comedy about the First Opium War is an actual thing in the world.