Our inspection was not great. It is SO MUCH WORK to buy a house. Having long and complicated conversations with mr. flea is not the least part of the work. We have such entirely different styles. You'd think we'd have gotten better at this after having been a couple for 18 years, but apparently not. /is tired

Get-through-the-process~ma, flea.

My cube-neighbor is getting a new keyboard drawer (or somethinga dn probably other stuff) which will be good for her I'm certain but means I'm hearing power tools all day. That doesn't always annoy me, but today it sure does.

We'd see deer tracks in the parking lot snow at the old building. When I was doing the 6 AM shift on Sundays, I'd occasionally see deer actually browsing through our bushes.

Bummer about the inspection, flea. I hope you'll be able to get the house stuff worked out soon, so you and the family can get settled.

I don't know about the pointy ends of the flossing sticks, but someone once managed to escape from prison using dental floss. (Really - I don't have to make this stuff up.) He took dental floss - lots and lots of dental floss - and made himself a rope to escape with; I don't remember if it was just a rope or he made it into a rope ladder. Whichever it was, he got out of prison with it.

They stopped handing out packages of dental floss after that. I think they'd give prisoners a measured length ... and probably collected the used lengths (ick).

flea - please share you experience, either here or message me. I'm hoping to be ready to do this on my own. I don't have a Mr. Suziq to discuss the process with and my past home buying experiences are YEARS ago and in hindsight I just let it happen instead of being a part of the process. Not how I want to go forward.

tl;dr - please keep sharing.

Agree with Suzi, but George Winston is an excellent choice! He once did a blurb for my husband's piano piece.

Liese, that makes me feel even more validated in my love for the musician who inspired me to take piano lessons during high school.

Suzi, I'm around if you have questions too. It's not an impossible process, but it requires attention to detail and lots of document gathering.

I will, however, tell you to under no circumstances, even attempt to open up any new lines of credit until you have closed on your house. It will cause you untold grief and teeth gnashing. Also don't make any drastic financial moves. They will question everything.

You and your father should also discuss how exactly he is going to help you. Is he co-signing or his he giving you money to use for a down payment? The first is much simpler, while the second would require a gift letter and could subject you to taxes on the amount above $14,000.

The thing to remember is that the bank will want to know the provenance of your money. They are hyper-aware of the potential for shadiness.

Yes, for example, when I signed an agreement to lease a trombone for Casper's school band last October, they apparently ran a credit report, so now the mortgage lender needs documentation (which I have, but still) of her $28-a-month trombone habit. Any credit reports pulled in the last 6 months they'll want documentation, on, they told me. And in my first mortgage, my stepfather gave us a gift of money, and we had to produce a letter from him documenting the gift.