At least she shouldn't get robbed for the non-existent cash.
So my insurance broker (who also handles my old retirement money) just talked me into supplemental long-term disability insurance, mostly because I am single. On the phone with him, it made sense! What do you all say?
Right? What's to stop you from running out and getting yourself a debilitating injury now, huh? Nothing, that's what.
That's the explanation he gave for why you can't get coverage for 125% of your salary!
That's the explanation he gave for why you can't get coverage for 125% of your salary!
I totally just heard the Law & Order dun dun in my head.
I just got geriatric home or facility insurance that will turn into life insurance if I do not need it. We are at that age.
I totally just heard the Law & Order dun dun in my head.
Exactly!
We are at that age.
Yeah, true. I was like "But I won't have to pay rent if I get disabled!....Unless in a couple of years my mom actually needs the money. Huh."
I should probably look into something like that, but I think I'll keep being irresponsible for a few more months. Because really being fiscally responsible is going to suck, I'm pretty sure.
Yeah, I'm way behind in retirement savings, which means I should be putting away way more than I am currently doing. I am going to up it some, but not to the point of pain yet.