I just got geriatric home or facility insurance that will turn into life insurance if I do not need it. We are at that age.
Xander, don't speak Latin in front of the books!
Giles ,'Lies My Parents Told Me'
Natter 73: Chuck Norris only wishes he could Natter
Off-topic discussion. Wanna talk about corsets, duct tape, butt kicking, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
msbelle - Nov 19, 2014 8:25:02 am PST #10814 of 30000
I remember the crazy days. 500 posts an hour. Nubmer! Natgbsb
Jesse - Nov 19, 2014 8:29:10 am PST #10815 of 30000
Sometimes I trip on how happy we could be.
I totally just heard the Law & Order dun dun in my head.
Exactly!
We are at that age.
Yeah, true. I was like "But I won't have to pay rent if I get disabled!....Unless in a couple of years my mom actually needs the money. Huh."
-t - Nov 19, 2014 8:31:36 am PST #10816 of 30000
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration
I should probably look into something like that, but I think I'll keep being irresponsible for a few more months. Because really being fiscally responsible is going to suck, I'm pretty sure.
Jesse - Nov 19, 2014 8:39:45 am PST #10817 of 30000
Sometimes I trip on how happy we could be.
Yeah, I'm way behind in retirement savings, which means I should be putting away way more than I am currently doing. I am going to up it some, but not to the point of pain yet.
Fred Pete - Nov 19, 2014 9:13:39 am PST #10818 of 30000
Ann, that's a ferret.
We have both had long-term care insurance for quite a while. I call it our retirement insurance.
-t - Nov 19, 2014 9:32:28 am PST #10819 of 30000
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration
I know a while back my mom's financial advisor told her not to get long-term care insurance because she had the expectation of an inheritance that she could earmark for that. But I don't know the details or if that was actually good advice.
meara - Nov 19, 2014 10:03:47 am PST #10820 of 30000
Yeah, true. I was like "But I won't have to pay rent if I get disabled!....Unless in a couple of years my mom actually needs the money. Huh."
Ugh, I should probably look into that. And long term care maybe--I'm guessing it's cheaper if you're younger when you get it?
Jesse - Nov 19, 2014 10:21:51 am PST #10821 of 30000
Sometimes I trip on how happy we could be.
As a single/no kids, I'm really not worried about long-term care. Medicaid will cover that shit! (In my experience, you can get in the door of a nice place with one month in cash and then get on Medicaid.)
-t - Nov 19, 2014 10:22:43 am PST #10822 of 30000
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration
That's good to know!
Connie Neil - Nov 19, 2014 10:28:39 am PST #10823 of 30000
brillig
I was thinking about long-term care = wandering away from an African safari in the middle of the night with raw steak in my pocket, but then I realized that wouldn't be fair to the animals who would get in trouble for it. All the chemicals in my body wouldn't be good for them, in any case.