Oh Pix!
Spike's Bitches 48: I Say, We Go Out There, and Kick a Little Demon Ass.
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
What!!??!! Oh no!!!!
Oh no, Pix! Shit.
Yeah. The loan officer was really nice and said that it's a good, profitable business with regular cash flow, but since we don't have any collateral to speak of, the underwriters nixed it. He said the CU's underwriters are vey conservative and is going to give ND the names of other local SBA providers who he thinks might fund us. But it means starting over again and hoping we have kept things tight enough these last few weeks to get through six weeks of our biggest payrolls of the year since I doubt anything could happen fast enough to help when we need it.
I'm disheartened but trying to stay positive.
Oh, what the HELL. Fingers crossed the other SBA providers are less conservative.
What Tep said.
Thanks, all. On the positive side, at least this rejection took nine days instead of nine months.
I'm sorry, Pix. How disappointing. I hope one of the other lenders can come through quickly.
Oh, Pix. That truly sucks. I'm sorry.
Dammit, Pix. Such a pisser. I hope one of the others comes through for you, and soon. I am glad that there was no delay and they they offered you other resources. I have heard that local banks are the best bets for a small business, rather than credit unions or big banks. Maybe on Clark Howard? Can't remember where I heard it.
bonny, you are one of the saintliest people I know. And not in a fakey saccharine way. In a serious do good works kind of way.
So it will coordinate with the flooring?
Very nearly a spit take.
Hugs and... yummy bread to go with your soups, all those with pests and pestilent coworkers. Gluten free as needed, of course. I can't eat soup without bread.
Fleas - down here it's Advantage Plus for the kitties and Trifexis for Frankie. Other stuff doesn't work any more. And even those only work for about 3 weeks at a time.