Am I dirty, or not?
As long as you're not putting on Looney Tunes for prurient purposes, I reckon you're ok.
Mal: Can I come in? Inara: No. Mal: See? That's why I usually don't ask.
'Our Mrs. Reynolds'
Natter 68: Bork Bork Bork
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
billytea - Sep 27, 2011 2:44:02 pm PDT #28809 of 30001
You were a wrong baby who grew up wrong. The wrong kind of wrong. It's better you hear it from a friend.
SuziQ - Sep 27, 2011 2:56:33 pm PDT #28810 of 30001
Back tattoos of the mother is that you are absolutely right - Ame
I hope someone will contact you all if I become undead.
You still have time to put a plan in place.
OMG, I just applied to have my student loans consolidated. If the estimate is anywhere near close to what my new payments will be...yowza...why did I wait so long to do this? Much better interest rate.
megan walker - Sep 27, 2011 3:08:06 pm PDT #28811 of 30001
"What kind of magical sunshine and lollipop world do you live in? Because you need to be medicated."-SFist
OMG, I just applied to have my student loans consolidated. If the estimate is anywhere near close to what my new payments will be...yowza...why did I wait so long to do this? Much better interest rate.
Actually, the interest rate shouldn't change, it's just a weighted average of the various loans.
The payments may have dropped significantly because they extended them out in time. For example, when I consolidated, they automatically went out 30 years(!) and I had to call and change it back to ten.
Obviously, if you need lower payments, that's one thing, but in the end you'll be paying a lot more interest, so check and make sure the number and years of payments is what you want it to be.
Jesse - Sep 27, 2011 3:09:28 pm PDT #28812 of 30001
Sometimes I trip on how happy we could be.
It's an onomatopaeia.
That's what I figured!
aurelia - Sep 27, 2011 3:15:53 pm PDT #28813 of 30001
All sorrows can be borne if you put them into a story. Tell me a story.
Add me to the list of people who received a friend request. That was... surprising.
Between this and the Jessie story, I think if I had pursued Psychology I would be trying to get a grant to study how dissociative disorders can manifest on the internet.
In the event of my untimely end, FB would probably be the only way any of you would find out. My family wouldn't go online to notify anyone.
SuziQ - Sep 27, 2011 3:43:13 pm PDT #28814 of 30001
Back tattoos of the mother is that you are absolutely right - Ame
Ah, that makes more sense megan. I need to do the consolidation so I can push my forbearance a little further in order to finish paying off a loan that has no wiggle room. Then I can roll the money over to the student loans.
Does it make a difference if I ask them to shorten the loan period or if I just make double payments?
DebetEsse - Sep 27, 2011 3:51:36 pm PDT #28815 of 30001
Woe to the fucking wicked.
I believe that you still end up paying the full-term amount, even if you pay off faster, so the shorter period would save you money.
le nubian - Sep 27, 2011 3:59:53 pm PDT #28816 of 30001
"And to be clear, I am the hell. And the high water."
Suzi,
are you doing this through direct student loans or some place else? If it is the former, I could change my loan terms at any point and I did - to get my payments lower when I was brokeass.
If it is the latter, you may want to ask for more time and see if you can prepay the principal without penalty. Then you will have the best of both worlds.
SuziQ - Sep 27, 2011 4:04:28 pm PDT #28817 of 30001
Back tattoos of the mother is that you are absolutely right - Ame
It is through direct student loans. Nice to know I can adjust if needed.
Cass - Sep 27, 2011 4:06:28 pm PDT #28818 of 30001
Bob's learned to live with tragedy, but he knows that this tragedy is one that won't ever leave him or get better.
A remote-controlled shark just swam behind my desk.
That is terrifying. I am going to go check my bathtub now. And under the bed. There's no water under my bed but you just can't be too careful.