Mal ,'War Stories'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
I hope someone will contact you all if I become undead.
You still have time to put a plan in place.
OMG, I just applied to have my student loans consolidated. If the estimate is anywhere near close to what my new payments will be...yowza...why did I wait so long to do this? Much better interest rate.
OMG, I just applied to have my student loans consolidated. If the estimate is anywhere near close to what my new payments will be...yowza...why did I wait so long to do this? Much better interest rate.
Actually, the interest rate shouldn't change, it's just a weighted average of the various loans.
The payments may have dropped significantly because they extended them out in time. For example, when I consolidated, they automatically went out 30 years(!) and I had to call and change it back to ten.
Obviously, if you need lower payments, that's one thing, but in the end you'll be paying a lot more interest, so check and make sure the number and years of payments is what you want it to be.
It's an onomatopaeia.
That's what I figured!
Add me to the list of people who received a friend request. That was... surprising.
Between this and the Jessie story, I think if I had pursued Psychology I would be trying to get a grant to study how dissociative disorders can manifest on the internet.
In the event of my untimely end, FB would probably be the only way any of you would find out. My family wouldn't go online to notify anyone.
Ah, that makes more sense megan. I need to do the consolidation so I can push my forbearance a little further in order to finish paying off a loan that has no wiggle room. Then I can roll the money over to the student loans.
Does it make a difference if I ask them to shorten the loan period or if I just make double payments?
I believe that you still end up paying the full-term amount, even if you pay off faster, so the shorter period would save you money.
Suzi,
are you doing this through direct student loans or some place else? If it is the former, I could change my loan terms at any point and I did - to get my payments lower when I was brokeass.
If it is the latter, you may want to ask for more time and see if you can prepay the principal without penalty. Then you will have the best of both worlds.
It is through direct student loans. Nice to know I can adjust if needed.
A remote-controlled shark just swam behind my desk.
That is terrifying. I am going to go check my bathtub now. And under the bed. There's no water under my bed but you just can't be too careful.
Went to the community meeting. It was both informative and annoying. People need to learn that these are not for solving your personal problems RIGHT THEN but to give you the resources, contacts and apprise the community of an issue they might not be aware of. We have the most patient community Prez, police Major & liason cops ever. Plus, those guys are nice, funny and will give you their cell #s.
I think I need to see about becoming a block captain (since I'm such a info-gatherer and 911-happy anyway) and sign up for some citizens on patrol gigs. Cause I am like that.