I worded it badly. Yes you will get covered retroactively but if you need services you'll have to pay for them out of pocket and then get reimbursed.
Of course my situation is different in that I kept getting the run around and also I was on a local HMO and couldn't get coverage and I'm now waiting for paperwork to find out what insurance I'll actually have.
Oh, gotcha. I do have some things I should do before I go, if I can. And since my former company is also in NOLA, there sure better be coverage there. It's a United HMO, so. And good luck to you getting all that straightened out.
That's a poser, smonster.
Are you covered now? Do you have a supply of necessary medications that will allow your physical and mental health to function optimally during this move and search? If not, then the outlay for COBRA might be worth it, because if you fuck your health up, you fuck the whole thing up.
I am not the queen of health insurance info; personally, I would probably try to wait it out. Of course, Murphy's Law dictates that this would End Badly -- you don't wanna get to NOLA and have something that would be fairly cheap with coverage, like a UTI moving into a kidney infection, say, spring up and cost you hundreds.
But I also thinking of the mini-heart attack I had when pricing moving options from NC to NOLA, so...
Can I get in on the health-insurance whining?
When I left my old job, we switched me to S's insurance, so I didn't take COBRA. Yay, relief. But now he's switched jobs, and his old insurance is running out, and his new job doesn't pay for coverage - instead, they reimburse part of the coverage you buy on the open market, which means we get to shop for said coverage.
Which is stressful enough, as experiences go.
But the really fun part is that according to his COBRA paperwork, I WAS NOT COVERED ON HIS OLD POLICY. On which we were PAYING FOR TWO PEOPLE. After he ENROLLED ME IN THEIR FUCKING EMPLOYEE POLICY according to their own procedures.
Which makes it a SHITLOAD MORE HASSLE TO SHOP IN THE OPEN MARKET (for shitty high-deductible coverage) WHEN I'M SELF-EMPLOYED AND HAD A COVERAGE BREAK.
And I'd really like to, you know, abandon everything to move to a civilized country that recognizes that it's both a moral good and plain old self interest to actually take care of its people.
And also, go COCKPUNCH THE ASSHOLES WHO HAVE BEEN TRYING TO REPEAL THE TINY TINY STEPS WE BARELY MANAGED TO GET toward a modern health system.
Or, you know, go cry a lot. About the fact that I live in a country that flagwaves their FUCKING LIES about how the shitstain of a non-policy their lobbyists have stuck us with for generations now is both pro-entrepreneurship and "Christian".
WTF?
Yeah.
I mean, we have to make assloads of phone calls and hopefully get things straightened out, but. I really just want the whole insurance racket to go fuck themselves to death so we can start again with a nice clean sensibly tax-funded single-player slate.
No fucking kidding.
Oh wait, we already live in a Socialist state, haven't you heard?
amych, that fucking blows. I don't even understand -- didn't you get prescriptions and see doctors while on that plan? How can they...?
UGH.
D and I got married 6 months early...to get me healthcare. It's freaking ridiculous.
didn't you get prescriptions and see doctors while on that plan?
No - I'm not on any ongoing meds, so I was blissfully unaware that I wasn't actually covered until, oh, a couple of hours ago. (You may be thinking of a different buffista.)
I'm mostly stupid healthy, and so can sometimes get away with that kind of ignorance. It also means I'm historically cheap as shit to insure, but I don't see that argument carrying me far in the face of "sorry, you needed to sign a totally different piece of paper 4 months ago".
It also scares me that while I don't have any recent nasties, I have a big habit of pushing my body to just this side of injury, and I'm not exactly getting younger.
amych, wtf? So, like, they were just keeping all that money, la la la? I hope you get it straightened out.
Just had a 40 min convo with a potential roomie, and I think we'd live together fairly well, but the timing may not work out. I'd rather not move twice in 3 months if I can avoid it. But things might work, if I can find a place that she can go look at, and then she can find someone to sublet for a bit.