Spike's Bitches 44: It's about the rules having changed.
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Well, I've stopped feeling like I'm freezing while the room temperature's in the 70s and I'm under two blankets. Also, 6 rolaids and a bowl of bread pudding seems to be exactly what my upset stomach needed.
My car's insured through State Farm. I also have my renters insurance through them, and I get a discount for multiple accounts.
I don't have renter's insurance. I have thought about getting it, but I don't know how it works. My main experience with insurance has been with USPS, when my insurance was a waste of money because when the things I shipped were lost and/or damaged, they didn't do shit.
Well, geckos aren't unionized.
Hah, yes they are. Back in the day before they opened the gates to all comers, GEICO stood for Government Employees Insurance Company. I'm guessing that also has some impact on their risk pool, actually.
I have thought about getting it, but I don't know how it works.
Get it. Especially if you can group it with your auto coverage. Seriously, get it.
My main experience with insurance has been with USPS, when my insurance was a waste of money because when the things I shipped were lost and/or damaged, they didn't do shit.
On the other hand, that is a total scam. IMandyourE, apparently.
I don't have renter's insurance. I have thought about getting it, but I don't know how it works.
I got it when I moved my piano and a washer-dryer set into my apartment. Before then I didn't have anything that I couldn't replace out of Freecycle or family attics. Now if I get robbed or my neighbor leaves a candle unattended I should be able to go out an buy replacements for most of my stuff.
I don't have too much of value besides my computer and my TV and my books and my DVDs. Er, what I'm saying is, how do they know how much my possessions are worth? My DVDs are mostly replaceable, but my books are...BOOKS! You can't replace books. Well, you can, but now when you have a lot of used books and books you've read and copies you're fond of and come on you're Buffistas.
My insurance agent asked me to estimate how much it would cost to replace my goods, and based her insurance quote on that figure.
Sitting in the dark family room at the ER, waiting for an actual room. I've been here since 5:04. This is going to be a long night. I hate my brain. Stupid migraine-holding-on-brain. Good boyfriend, though.
{{vw}}
P-C, renters insurance is ridiculously affordable. Get it. You'd be surprised how much it would cost to replace all your belongings--DVDs, clothes, computer, electronics, etc. Geico doesn't do property casualty insurance, so you'll need to find another company to get renters insurance but I strongly recommend you get it.
ETA: Hec, is "tiki" usually capitalized or not?
Not, unless it's a proper noun.
We went to the tiki bar.
Which one?
The downtown Tiki Hula Room.