Hivemind medical insurance question: New plan being offered for Daniel, through the same insurance company as the current plan. It is one of those high-deductible dealies together with a Health Savings Account, that comes out of pre-tax pay, modest matching by the employer ($1000 from employee, $200 from employer). Monthly premium savings is $40 compared to the current plan. Preventative care (read: annual physical, and immunizations) covered at 100%. Everything else, including labs and prescriptions is at 80/20. Current plan, prescriptions are covered at 50% to yearly maximum of $1000, labs are covered at 100%. This far along in the year, Daniel has gotten most of the way to that prescription cap, but all that progress would be lost if he joins the new plan. They would start counting the deductible all over again. And 20% of the lab work for a diabetic is definitely something to consider, also.
At first glance, that new plan seems like it might have advantages over the current one, but then we started to wonder if losing the money in the prescription deductible and having higher co-pays for lab work might make it a losing proposition.
Any thoughts on this? Please and thank you.
I dunno, what's the current coverage for the doctor visits and such, WindSparrow? Sounds like that 80/20 stuff would start getting expensive quick. Because the lab work doesn't come out of nowhere, right? Even if it's just a five minute visit where the doc says "yep, we're gonna need to check your labs", suddenly there's a $150 bill that you have to pay 20% of.
I dunno... telling the media to pack their nosy selves up and get out of the way of all the sick people and all the healing people sounds like a good use of bitchery to me.
Ok. Good. I’m glad someone else thinks this. It’s just…well, I could go on and on, but for just one example, the secretary for my therapist’s office told me that a significant number of the clinic’s patients had canceled appointments this week because they were too afraid to come in with all the media. That’s just so wrong on so many levels.
I just want to know if the "reasearch" was a verb or an adjective?
Adjective.
GC, hang in there!
Hi, mah Bitches!!!! How is everyone? I miss you all terribly.
Summer break starts in 6.5 school days! How crazy is that? I ttotally made it through my first year and think I did a pretty good job of it, too. Not perfect, but I'm pleased and I don't think I scarred anyone for life.
This week, I've been wearing pjs every day because I lost a bet with my Performing Arts class about their last performance. They performed with energy, excitement, expression, projection, and still sounded good! In exchange, I have to wear pj's to work all week. Really? A win-win situation all around.
Oh, dear, Pix. Byron's certainly putting you through the wringer these days, isn't he? Still, it doesn't look like he's missed a...step, so hopefully he's still being defiant and will be back sharpish after having tested this particular boundary.
I bet Byron will do a once-around the neighborhood and then home.
Hurry it up, Dread Pirate Byron!
{{{Pix}}}
And, yo, Byron! There's food and scritches waiting for you at home, boyo!
He's home! Covered in dirt and still smelling of skunk, but home. I'm going to start breathing again now. Thanks, everyone.
I'm going to start breathing again now.
Just in time for the skunk.
In all seriousness, I'm so glad he made it -- it sounds like he's gotten his old spirit back, but that doesn't help with the blood pressure!
