He's home! Covered in dirt and still smelling of skunk, but home. I'm going to start breathing again now. Thanks, everyone.
Kaylee ,'Shindig'
Spike's Bitches 40: Buckle Up, Kids! Daddy's Puttin' the Hammer Down.
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Yay, PixKristin!!
I'm going to start breathing again now.
Just in time for the skunk.
In all seriousness, I'm so glad he made it -- it sounds like he's gotten his old spirit back, but that doesn't help with the blood pressure!
it sounds like he's gotten his old spirit back, but that doesn't help with the blood pressure!
Seriously! He's so very proud of himself, too. Purring his head off and looking smug.
Oh, good! Byron, don't do that to your mom!
He's home! Covered in dirt and still smelling of skunk, but home. I'm going to start breathing again now. Thanks, everyone.
Huzzah for the return of Skunkmaster Flex!
Yay, Dread Pirate Byron. Well, yay for coming home, you mom-scaring doof. Also, yay for you having so much "disability, what disability" that you can scare your humans.
what's the current coverage for the doctor visits and such, WindSparrow?
I think he currently pays $40 for a doctor visit, but I am unclear if that is a standard co-pay or if that is supposed to reflect coverage at 50/50, or some such. Considering that he will have fairly hefty labwork 2-4 times a year, and that what he has already paid toward the deductible on this plan will not transfer over to the other plan, and then it will start over again come the first of the year, I'm not sure he will gain anything by switching.
Yay, Byron! But, seriously, don't scare your mama like that anymore.
WindSparrow - reluctant to give advice without many more specifics. But in general HSAs make sense for high income healthy people. You would know whether the two of you fit that profile. They go sold a lot to others, but in the long run if you are not high income and healthy you don't come out ahead.
I know when my former company started offering HSAs, I looked into for me. But, as someone with a chronic condition that needs to be looked after regularly, as well as being on daily meds, I came out much better staying on my HMO. (see Typo's above "high income healthy" which I am not.)
Of course, I also firmly believe that an HMO is only going to be as successful as your PCP. I love mine to no end and if I didn't have a good one, I'd reconsider the HMO.
This is, of course, my experience only. I'm sure others have different ones.