Dammit.
We're not approved for the full amount, not on an unsecured loan, and since we don't own our house and our cars are 10 and 12 years old, we don't have any collateral. The woman I spoke to said she'd resubmit and see if we could get the amount of any or all of our three higher-rate cards (we have a total of five, but two have a relatively sane rate), but, dammit, I wanted one definite monthly payment with an end date on the calendar I could point to when we'd be out of debt forever.
I feel like the banking industry has declared me a worthless, irresponsible piece of shit, and it's not TRUE! Dammit, we could so DO this if only someone would give us a chance! We're not bad, evil people, and we're not irresponsible! We made mistakes, but we've learned from them. We're smart and hard-working and have good jobs, and dammit, we deserve a second chance!
So angry. Crying so hard.
Follow the Democratic caucus live: [link]
So far it's damn close:
- Senator John Edwards : 33.26%
- Senator Hillary Clinton : 32.32%
- Senator Barack Obama : 31.60%
Precincts Reporting: 332 of 1781
Susan, if it makes you feel any better, the whole credit market is a lot tighter now because of the subprime mess....
I just went to consolidate some student loans, and they offered me a rate of twice what I have now on the separate loans. Granted, my credit's only recently cleared of a shitload of fraud, and they wanted me to confirm my income, but I wasn't sure if that would affect the rate or what, so I didn't bother. @@
Bad day. My sister's 9 year old mini schnauzer [Link] had two major seizures and remains at the emergency vet for evaluation. Karen adopted Teeny four years ago after Teeny was rescued in a cruelty case. She's had numerous health issues, but nothing this serious before.
I'm just so sick of struggling and struggling with every single area of my life, money, job, writing, family, friendships, and never, EVER seeing a light and the end of the tunnel. I want a VICTORY, dammit. I could live with a blah career and not being published yet awhile longer if I wasn't being crushed by all this debt. I could put up with the debt and the blah job if I could only sell a book. If only I loved my job being in debt and unpublished wouldn't feel like such damning failures. Etc.
I'm BETTER than this. So why won't anything ever improve no matter how hard I fight for it?
Wow - a mere 0.32% separates Hilary, Edwards and Obama....
So far it's damn close
and yet - Brian Williams just broke in to say Obama was ahead?
Maybe that's exit polling? I think Obama's been ahead in exit polls for a while....
So why won't anything ever improve no matter how hard I fight for it?
Maybe because you don't see improvement until you can say everything's all better. Just because you didn't get the loan you were hoping for doesn't mean you can't pay off your debt.
