To clarify: I'm not talking about a prospective gap here, I'm talking about the gap that I already have since the first of July. I'm going to get some health insurance, but it'll be much cheaper for it to be from here on out than for it to be COBRA, which is the only way I can see to cover that gap. The pre-existing condition thing is already a problem for that short a gap?
I tell you I have this theory. It goes where, you're the one who's not my sister. Cuz mom adopted you from a shoe box full of baby howler monkeys, and never told you cuz it could hurt your delicate baby feelings.
Dawn ,'Selfless'
Spike's Bitches 36: Did I Sully Our Good Name?
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Emily - Jul 16, 2007 10:25:32 am PDT #6760 of 10001
"In the equation E = mc⬧, c⬧ is a pretty big honking number." - Scola
Jessica - Jul 16, 2007 10:31:22 am PDT #6761 of 10001
And then Ortus came and said "It's Ortin' time" and they all Orted off into the sunset
It depends on your insurance plan -- the last time I had a gap, it didn't count wrt pre-existing conditions because it was under 90 days.
Zenkitty - Jul 16, 2007 10:33:47 am PDT #6762 of 10001
Every now and then, I think I might actually be a little odd.
The important question is "Is there broadband in hell?"
There must be. The Internet is the work of Satan, after all.
Emily - Jul 16, 2007 10:34:46 am PDT #6763 of 10001
"In the equation E = mc⬧, c⬧ is a pretty big honking number." - Scola
it didn't count wrt pre-existing conditions because it was under 90 days.
That would be cool. But there's no consistent rule about this?
beth b - Jul 16, 2007 10:37:16 am PDT #6764 of 10001
oh joy! Oh Rapture ! I have a brain!
Trudy Booth - Jul 16, 2007 10:53:08 am PDT #6765 of 10001
Greece's financial crisis threatens to take down all of Western civilization - a civilization they themselves founded. A rather tragic irony - which is something they also invented. - Jon Stewart
COBRA can be applied retroactively for 60 days (might be 90) so if you get hit by a bus on day 59 you just back-pay and you're covered.
Emily - Jul 16, 2007 10:55:00 am PDT #6766 of 10001
"In the equation E = mc⬧, c⬧ is a pretty big honking number." - Scola
Oh perfect, thanks, beth.
Trudy, the deal is that I want to get coverage now (ideally some cheap catastrophic) rather than taking COBRA, so I don't want to double-cover myself. Er. If that makes sense.
beth b - Jul 16, 2007 11:07:04 am PDT #6767 of 10001
oh joy! Oh Rapture ! I have a brain!
so how long does eye dilation last? this is killing me. mega irritating
Trudy Booth - Jul 16, 2007 11:11:09 am PDT #6768 of 10001
Greece's financial crisis threatens to take down all of Western civilization - a civilization they themselves founded. A rather tragic irony - which is something they also invented. - Jon Stewart
Trudy, the deal is that I want to get coverage now (ideally some cheap catastrophic) rather than taking COBRA, so I don't want to double-cover myself. Er. If that makes sense.
It does. But how long is the gap?
If it's not too long and you don't have active need for the coverage you can rely on retro-active COBRAing should something go awry.
Emily - Jul 16, 2007 11:18:57 am PDT #6769 of 10001
"In the equation E = mc⬧, c⬧ is a pretty big honking number." - Scola
At least two months with a possible cross-country drive in the middle.