Sign up while you can get it free. Poke around before you do the heavy lifting. If you don't like it, cancel your account.

Good point. I am trying to make sure I take advantage of all the corporate discounts before we lose access to them. I should just do the initial sign on while I can.

SA - I'm looking at You Need a Budget and I'm liking what I see. How long have you been using it?

Three or four years. It's been around a lot longer than that. As with any budgeting system it does require some initial legwork, but it's really the core philosophy around it that sold me. An early goal in this budget system is to use last month's income to pay this month's expenses, so you always have more income than you expense. And once you've started down that road (and aren't spending the whole of your income) you begin to accumulate a little more money each month so you can then put some money towards your savings goals. (You can and should also consider putting savings in as one of your expense lines.) There is a deep and supportive community out there, and it's helped a lot of people get their finances together and in many cases get out of debt.

I love Goodbudget a lot, but I don't use it as a full fledged app to keep track of all of my expenses, only the ones that vary significantly or are discretionary. Groceries, gas, eating out, etc. I have a very simple spreadsheet I use on Google docs to keep track of the less variable expenses like utilities mortgage etc. It has a different philosophy based on the Dave Ramsay is envelope system but virtual.

So it's that time of year again.

Anyone have any recommendations for tax software this year? Gotta be something that will handle mortgage interest/deductions etc.

We do Turbotax and have done for ages.

I use hrblock because it handles my capital loss carryover correctly and Turbotax did not.

I've used TaxACT, Turbotax and HRBlock, and I found HRBlock to be significantly less irritating than the previous two.

Also, it's worth checking your state's income tax filing website (should you have to pay state income tax) because they may have a list of filing entities they've arranged free state filing with (generally under a certain income). Oregon does this, and it's meant I have had to pay to file state/fed for many years.

We use HRBlock online too. It's very easy to use, and they remember our information year-on-year so we only have to enter new things.