Oh, wow. This place looks great. Oh, I feel like a witch in a magic shop.

Willow ,'Help'


Buffistechnology 3: "Press Some Buttons, See What Happens."

Got a question about technology? Ask it here. Discussion of hardware, software, TiVos, multi-region DVDs, Windows, Macs, LINUX, hand-helds, iPods, anything tech related. Better than any helpdesk!


esse - Jan 30, 2015 11:55:55 am PST #24328 of 25496
S to the A -- using they/them pronouns!

Three or four years. It's been around a lot longer than that. As with any budgeting system it does require some initial legwork, but it's really the core philosophy around it that sold me. An early goal in this budget system is to use last month's income to pay this month's expenses, so you always have more income than you expense. And once you've started down that road (and aren't spending the whole of your income) you begin to accumulate a little more money each month so you can then put some money towards your savings goals. (You can and should also consider putting savings in as one of your expense lines.) There is a deep and supportive community out there, and it's helped a lot of people get their finances together and in many cases get out of debt.


Gris - Jan 30, 2015 12:48:34 pm PST #24329 of 25496
Hey. New board.

I love Goodbudget a lot, but I don't use it as a full fledged app to keep track of all of my expenses, only the ones that vary significantly or are discretionary. Groceries, gas, eating out, etc. I have a very simple spreadsheet I use on Google docs to keep track of the less variable expenses like utilities mortgage etc. It has a different philosophy based on the Dave Ramsay is envelope system but virtual.


Consuela - Feb 01, 2015 12:53:21 pm PST #24330 of 25496
We are Buffistas. This isn't our first apocalypse. -- Pix

So it's that time of year again.

Anyone have any recommendations for tax software this year? Gotta be something that will handle mortgage interest/deductions etc.


flea - Feb 01, 2015 1:18:58 pm PST #24331 of 25496
information libertarian

We do Turbotax and have done for ages.


-t - Feb 01, 2015 1:26:14 pm PST #24332 of 25496
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration

I use hrblock because it handles my capital loss carryover correctly and Turbotax did not.


esse - Feb 01, 2015 2:30:59 pm PST #24333 of 25496
S to the A -- using they/them pronouns!

I've used TaxACT, Turbotax and HRBlock, and I found HRBlock to be significantly less irritating than the previous two.

Also, it's worth checking your state's income tax filing website (should you have to pay state income tax) because they may have a list of filing entities they've arranged free state filing with (generally under a certain income). Oregon does this, and it's meant I have had to pay to file state/fed for many years.


Jessica - Feb 01, 2015 3:15:58 pm PST #24334 of 25496
And then Ortus came and said "It's Ortin' time" and they all Orted off into the sunset

We use HRBlock online too. It's very easy to use, and they remember our information year-on-year so we only have to enter new things.


Gris - Feb 01, 2015 4:50:36 pm PST #24335 of 25496
Hey. New board.

We use taxact online, but I haven't really compared to others. I find it mildly annoying at times but I've mostly figured it out, so I doubt I'll change any time soon. I have never run into anything it couldn't handle (mortgage interest and normal deductions are fine) though sometimes there were some head-scratching moments.


NoiseDesign - Feb 01, 2015 5:05:53 pm PST #24336 of 25496
Our wings are not tired

I use an accountant.


javachik - Feb 01, 2015 11:29:29 pm PST #24337 of 25496
Our wings are not tired.

Turbo Tax Deluxe will handle mortgage stuff, Consuela.