Wow. My towels will never, ever dry. Ever.

Towels produce a lot of lint. If they have been going more than a half hour, stop the dryer,clean the lint trap, and restart. Er obviously I'm assuming you are not hanging them on a line.

You are having a much better day than I am.

Ditto. I'm glad someone is.

Jessica has a new tag.

{{Cass}}

Can someone explain to me how a loan works? Like, what the interest rate actually means? Apparently, the federal student loan has an interest rate of about 3%, and my tuition is $13,600. Does that mean that it costs 3% of that every month until I pay it back? Cause that seems ridiculously ridiculous, with the thousands of dollars and all. But maybe that's life.

My to do list has gotten longer. And now I don't want to do anything left on it. Although, in my defense, I've done a lot today. One of my items was an icky two-hour errand and another was dealing with three more people at the awful insurance company. So, go me!

Hec, I'm getting my hair cut tomorrow. Just thought I should let you know. Also, I'm going to pick up some copper blond [link] to dye my hair. I'm all excited. I haven't had reddish hair for a while. It'll be fun!

Now that I'm all caught up on Bitches, someone make me go get back to work. Actually, I think I may try to call my friend that I got a Christmas letter from today. She's got five kids. They've always kinda been my babies. I babysat all five of them from infancy, and now one of them is 5'10"! How did that go and happen???

Oh, PC! Emily wanted me to ask (well, and I want to know too), would you be interested in coming down to Troy on Saturday the 22nd? We'll be there, but pretty much just for the day.

Oh! Ooh. Huh. I don't see why not, since I have no plans that I know of. I actually have a friend who lives in Troy. Maybe I can work something out. I have no transportation of my own.

Does that mean that it costs 3% of that every month until I pay it back?

You pay the (average daily balance of what you owe) x (the interest rate) x (days between payments).

I can do money math. Now if I could only spin straw into gold, I'd be able to afford to buy a house.

Hec, I'm getting my hair cut tomorrow. Just thought I should let you know.

You are so thoughtful.

Also, I'm going to pick up some copper blond [link] to dye my hair.

Good choice.

I'm all excited.

What a coincidence...

I haven't had reddish hair for a while. It'll be fun!

Yay! Fun! (msbelle TM)

But the 3% is annual, not monthly, PC. Or at least I hope to dog it is or you're getting seriously screwed.

Well, and as you pay, some of your payment is applied to the principle, so the amount that accrues interest is decreasing.