Most people is pretty quiet right about now. Me, I see a stiff -- one I didn't have to kill myself -- I just get, the urge to, you know, do stuff. Like work out, run around, maybe get some trim if there's a willin' woman about... not that I get flush from corpses or anything. I ain't crazy.

Jayne ,'The Message'


Spike's Bitches 21 Gunn Salute  

[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.


Lee - Jan 10, 2005 12:25:05 pm PST #2855 of 10002
The feeling you get when your brain finally lets your heart get in its pants.

You are having a much better day than I am.

Ditto. I'm glad someone is.


Polter-Cow - Jan 10, 2005 12:31:45 pm PST #2856 of 10002
What else besides ramen can you scoop? YOU CAN SCOOP THIS WORLD FROM DARKNESS!

Jessica has a new tag.

{{Cass}}

Can someone explain to me how a loan works? Like, what the interest rate actually means? Apparently, the federal student loan has an interest rate of about 3%, and my tuition is $13,600. Does that mean that it costs 3% of that every month until I pay it back? Cause that seems ridiculously ridiculous, with the thousands of dollars and all. But maybe that's life.


vw bug - Jan 10, 2005 12:31:49 pm PST #2857 of 10002
Mostly lurking...

My to do list has gotten longer. And now I don't want to do anything left on it. Although, in my defense, I've done a lot today. One of my items was an icky two-hour errand and another was dealing with three more people at the awful insurance company. So, go me!

Hec, I'm getting my hair cut tomorrow. Just thought I should let you know. Also, I'm going to pick up some copper blond [link] to dye my hair. I'm all excited. I haven't had reddish hair for a while. It'll be fun!

Now that I'm all caught up on Bitches, someone make me go get back to work. Actually, I think I may try to call my friend that I got a Christmas letter from today. She's got five kids. They've always kinda been my babies. I babysat all five of them from infancy, and now one of them is 5'10"! How did that go and happen???


vw bug - Jan 10, 2005 12:32:55 pm PST #2858 of 10002
Mostly lurking...

Oh, PC! Emily wanted me to ask (well, and I want to know too), would you be interested in coming down to Troy on Saturday the 22nd? We'll be there, but pretty much just for the day.


Polter-Cow - Jan 10, 2005 12:34:57 pm PST #2859 of 10002
What else besides ramen can you scoop? YOU CAN SCOOP THIS WORLD FROM DARKNESS!

Oh! Ooh. Huh. I don't see why not, since I have no plans that I know of. I actually have a friend who lives in Troy. Maybe I can work something out. I have no transportation of my own.


Sparky1 - Jan 10, 2005 12:42:46 pm PST #2860 of 10002
Librarian Warlord

Does that mean that it costs 3% of that every month until I pay it back?

You pay the (average daily balance of what you owe) x (the interest rate) x (days between payments).

I can do money math. Now if I could only spin straw into gold, I'd be able to afford to buy a house.


DavidS - Jan 10, 2005 12:46:38 pm PST #2861 of 10002
"Look, son, if it's good enough for Shirley Bassey, it's good enough for you."

Hec, I'm getting my hair cut tomorrow. Just thought I should let you know.

You are so thoughtful.

Also, I'm going to pick up some copper blond [link] to dye my hair.

Good choice.

I'm all excited.

What a coincidence...

I haven't had reddish hair for a while. It'll be fun!

Yay! Fun! (msbelle TM)


brenda m - Jan 10, 2005 12:47:40 pm PST #2862 of 10002
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there

But the 3% is annual, not monthly, PC. Or at least I hope to dog it is or you're getting seriously screwed.


Topic!Cindy - Jan 10, 2005 12:48:51 pm PST #2863 of 10002
What is even happening?

Well, and as you pay, some of your payment is applied to the principle, so the amount that accrues interest is decreasing.


Polter-Cow - Jan 10, 2005 12:49:27 pm PST #2864 of 10002
What else besides ramen can you scoop? YOU CAN SCOOP THIS WORLD FROM DARKNESS!

You pay the (average daily balance of what you owe)

I don't understand this part. Unless it's the loan amount divided by the days I'm in school, and this number remains fixed.

(days between payments).

What about while I'm in school, not making payments?

But the 3% is annual, not monthly, PC. Or at least I hope to dog it is or you're getting seriously screwed.

I thought it was per year, but I think the financial aid counselor said per month. Maybe I misunderstood her because yeah. Per year sounds more reasonable.