if you separate from your job after you are 55 you can withdraw with no penalties

Correct.

Reference: [link]

(Scroll down the list of exceptions to the one for "Separation from service.")

Thanks for finding that!

Regrets. I told DH at the beginning of the year that I wanted to pull everything out of the stock market before he took office. I didn't because I hoped it would just be volatile, but that in the long term it would recover. I should have gone with my first instinct. Today is a bloodbath before opening. This man is not only going to drive us into a Depression, but then he is going to top it off by starting a nuclear war. I can't understand why anyone supports this insanity. eta: When I looked earlier, it was down 11%, now it is "only" down 3%. I have to stop looking.

Happy Birthday Scotland...sorry it's belated.

::bagpipes::

I called my dad the other day and ended up ranting at him for I don't know how long. I haven't said anything to him about politics in a long time because I know he is super conservative (except he thinks minimum wage should be higher and we should have some form of universal healthcare) but I just lost it.

And I went on and on. He kept saying that everything is catastrophizing and blowing things out of proportion and nothing will be that bad.

We ended the call and I was more mad at myself for just keeping quiet for so long. I sent him a bunch of news articles about various things and he has dismissed them.

And the tarrifs happened. Dad has a PhD in economics he taught it and was an adjunct professor for 20 years teaching international trade and something else. I just can't believe he can be ok with these tarrifs and the formula that was used to make them.....

I've seen speculation that they used ChatGPT because , supposedly, if you ask it put tarrifs on all countries it gives the same formula.

I don't know how things are going to go with me and Dad but he just keeps saying things aren't that bad . Ugh

I survived my first one-on-one Pilates session yesterday with a new Teacher, Rachael.

I already have a crush on her: She's 6'1, genderqueer, bawdy humor and also touched my butt a lot (consensually - as she made adjustments to my positioning and was feeling which muscle groups I was activating and which ones I was isolating properly).

Anyway, we had a great rapport and I'm going to add regular individual sessions with her to the two classes a week I already have signed up.

So Pilates 3X a week - just jumping right in.

The Ozempic continues to do what it's supposed to even at the lowest dose. I went out to dinner last night with Emmett (Japanese so I could stay protein focused) and I had one glass of beer, and then one cocktail when I came home.

Definitely helping me cut back drinking, and the eating isn't an issue as very little food is required to make me feel completely sated.

I finished my appetizer last night - "Spoonful of Happiness" - and when the salad arrived I had a slight "Oh no!" when the salad arrived. But I split the salad with Emmett and had a few pieces of sushi and that was it.

Anyway, project Rebuild My Body is full engaged.

I'm seeing Nurse Jen (previously JenK) today!

I'm not looking too hard at my stocks right now. Just have to presume the Dow will bounce back to its previous level at some point.

I didn’t look at my 401(k) once during the previous administration. I have personal accounts that are auto funded monthly so I won’t be able to stay quite his hands off. But I’m gonna try and look at it as ethereal for another 10 years anyway

I already have a crush on her: She's 6'1, genderqueer, bawdy humor and also touched my butt a lot (consensually - as she made adjustments to my positioning and was feeling which muscle groups I was activating and which ones I was isolating properly).

She is gonna snap you like a twig, baby. Hang on to your butt.

I didn’t look at my 401(k) once during the previous administration.

I am steadfastly ignoring my retirement accounts. I'm assuming the Dow will course correct, though maybe not in the immediate short term. It's not like I'm retiring for another 12-13 years at the least, barring some crazy unforseen windfall. Tim is 5 years older than me, and with his RA, he may end up retiring within 5 years, but even that will be post-Trump and, I assume, into a more stable market.

Regrets. I told DH at the beginning of the year that I wanted to pull everything out of the stock market before he took office. I didn't because I hoped it would just be volatile, but that in the long term it would recover. I should have gone with my first instinct.

This. But I had moved about 10% to cash in February 2020 with COVID on the horizon (which was a good thing because there was a huge dip in March) but I didn't moved it back so that bit missed out on the huge gains under Biden. So I hesitated about moving any more. Now I'm wondering what I should do with that chunk, i.e., is this a dip or is this a chasm? But, honestly, I have become so pessimistic about the future I'm not sure it matters.

I'm not looking too hard at my stocks right now. Just have to presume the Dow will bounce back to its previous level at some point.

I do think that, in general, it's best not to look.

At this point my hope is that Wall Street, which seems to be waking up to what they have wrought, somehow pressures him to give up the tariffs. Or, you know, the other thing.