Holy Crap! last time I dipped in was 2/14 and so much has happened, too much in some ways!
Shir, my love and condolences to you, and your family.
I came here for advice.
I just bought a new car and thought I had done a good job adulting but I slipped up.
I got a notice from the Credit Union that is holding the loan on the balance of the payment for said car. I thought it would be small, but I looked at the loan and I am paying on the loan almost as much as I put down. so I looked at my agreement with the Dealer. I made the mistake of saying YES to a Vehicle Services Contract! so dumb of me.
anybody more savvy in this kind of transaction council me? Am I stuck with it? it is half of the cost of amount is being financed, and I'm really pissed at myself for saying yes and not reading the paperwork carefully enough.
So I;m wondering if it is possible or too late to cancel that contract, before I actually start paying on the loan. you guys are the smartest people I know.