Thanks megan. Since I retired, my main focus has been on investments, and I am extremely nervous about the current volatility. I took a bunch of profits last year to buy my mom's old house from my siblings and knocked myself into a different tax bracket. I'd rearrange a lot more this year if that didn't mean the same year end shock. I've estimated where I'll be end of year, but it is a big guess whether the tax hit would be less painful than the possible crash. I'm more heavily in tech, mostly semiconductors, than anything else. This has served me well the last 4 years, but the bigger the bubble the bigger the fall.

The decisions to make at my age are different than those further away from the 'golden' years.

more coffee:

In better news, my Fort Lauderdale newspaper this morning says the detainees are gone from Alligator Alcatraz. Of course, this doesn't mean they sent them somewhere decent, but being held in the middle of the Everglades in this heat is unimaginable.

Thanks Megan!! I may contemplate some of that. Hard to hate the bubble when it makes me 401K look so fat at the moment, and wouldn’t want to miss out on gains but goodness there must be a burst of bubble at some point here. That said in my non 401K financial life I am wildly over conservative so maybe it evens out. TBD.

Aurelia you had the fermented shark?? You are a brave and trusting human, my goodness.

Thanks, megan, that’s very helpful!

Thanks for that, megan.

Thanks for the info Megan! I just finished the process for a 401k loan to get my mom's debt under control so I'm reluctant to tinker with anything else at the moment, but once things stabilize under that new setup I may look into moving some portion into a less tech-dependent fund so I don't end up helping fund Musk's speedrun into the Kessler Syndrome.