No, that does not sound fun, sj! I'm sorry
And sorry for the various shitshows, askye, but I'm so glad you're generally in a pretty good place!
Happy Cass Day! I feel like I should watch some vrooming cars and eat avocado in your honor.
So, I have been finding myself idly thinking that maybe it would be for the best if I was laid off, I'd have to start withdrawing from my 401k but I wouldn't have to work all the time. So I wondered if maybe I should just retire. The little tool that tells you how on track you are for your retirement goals says it wouldn't be wise, but I remembered I have DH's old 401k squirreled away and I haven't looked at it in a while, figuring it would just sit there not doing much since no one is making contributions to it. Took a look and it has grown a lot more this year than my current 401k, so I guess my lazy ass never rolling it over was the smart move and I feel like taking the advice of whatever bank (I think) it was that Marketplace quoted as saying now is a good time to take profits and withdrawing a large-ish chunk to get out from under most of my debt would be justifiable. It takes them a week to set up the direct deposit so I can't rush into it, but I think it's going to be a good move for me. If I'm mad about it in my 90s, well, that seems unlikely but sorry future me if so. We've made dumber decisions with less thought.