Hubby and I used to play "How soon in the year will we meet the deductible?" One year it was the second week of January. We cheered ourselves up with how pissed the accountants must be when he went in for expensive MRIs late in the year that were fully covered.

I'd rather get dinged for a few hundred dollars every year in a predictable fashion than for thousands in unexpected emergencies.

Yeah, same. I guess?

I really just don't think people should have to pay for necessary medical treatments, when you get right down to it. Public good.

In fact, I think this.

I had a high deductible plan with HSA (no employer contributions) and it worked okay, but it was still hella expensive.

I think the problem is that the definition of "high" has changed and is not what most people would agree on! I mean, especially given that recent survey that some ridiculous percent of Americans would have a hard time coming up with $400 if they had an unexpected bill?

I mean, it's one thing if your insurance is hella cheap because you have a 5k deductible. But it seems like these days even the "regular" fairly expensive insurance has a $1500 or $2000 deductible!

My company-provided High-Deductible Health Plan has a $2,500 deductible, then I pay 30% of covered expenses until I hit the $6,200 out-of-pocket annual maximum.

I am extremely fortunate not to have had to use it yet.

Damn it, you guys, I was searching old Natter threads for recommendations of which model of Fitbit to get*, and I just ended up getting posts from Ginger and ita and now I am sad.

*(Yeah, so, we have one full-length mirror in the house, sort of behind the bedroom door, so I'll check an outfit before I leave the house -- sometimes -- but that's about it. But the hotel I stayed at had a huge wall section of mirror, and...it was visual confirmation of the fact that my jeans have gotten tight again. [Yes, because it's the jeans' fault.] So I think a Fitbit would give me data I can track [because nerd] and accountability/motivation. Because my goodness, my beer belly is well and truly a keg.)

But anyway, what model of Fitbit do people have and/or what model would you recommend?

I have a Charge HR because I less-than-three continuous heart rate data. It does a nice job of not needing me to pay attention to it most of the time and giving me lots of charts and graphs.

I have a Zip because I don't need heart rate or sleep data, I just want steps and a way to keep track of my weight. And it was only like $50.

I also have my Fitbit account linked to an Aria scale, which on the one hand I think is faintly ridiculous but it let's me weigh myself everyday without actually looking at the numbers and then I have the information stored up for when I want to look at the trends over time. It's not anything anyone, probably, needs but I find I like it.

Hubby and I used to play "How soon in the year will we meet the deductible?" One year it was the second week of January.

The year I was hospitalized for depression, I met the deductible on January 4.