I'd rather get dinged for a few hundred dollars every year in a predictable fashion than for thousands in unexpected emergencies.

Yeah, same. I guess?

I really just don't think people should have to pay for necessary medical treatments, when you get right down to it. Public good.

In fact, I think this.

I had a high deductible plan with HSA (no employer contributions) and it worked okay, but it was still hella expensive.

I think the problem is that the definition of "high" has changed and is not what most people would agree on! I mean, especially given that recent survey that some ridiculous percent of Americans would have a hard time coming up with $400 if they had an unexpected bill?

I mean, it's one thing if your insurance is hella cheap because you have a 5k deductible. But it seems like these days even the "regular" fairly expensive insurance has a $1500 or $2000 deductible!

My company-provided High-Deductible Health Plan has a $2,500 deductible, then I pay 30% of covered expenses until I hit the $6,200 out-of-pocket annual maximum.

I am extremely fortunate not to have had to use it yet.

Damn it, you guys, I was searching old Natter threads for recommendations of which model of Fitbit to get*, and I just ended up getting posts from Ginger and ita and now I am sad.

*(Yeah, so, we have one full-length mirror in the house, sort of behind the bedroom door, so I'll check an outfit before I leave the house -- sometimes -- but that's about it. But the hotel I stayed at had a huge wall section of mirror, and...it was visual confirmation of the fact that my jeans have gotten tight again. [Yes, because it's the jeans' fault.] So I think a Fitbit would give me data I can track [because nerd] and accountability/motivation. Because my goodness, my beer belly is well and truly a keg.)

But anyway, what model of Fitbit do people have and/or what model would you recommend?

I have a Charge HR because I less-than-three continuous heart rate data. It does a nice job of not needing me to pay attention to it most of the time and giving me lots of charts and graphs.

I have a Zip because I don't need heart rate or sleep data, I just want steps and a way to keep track of my weight. And it was only like $50.

I also have my Fitbit account linked to an Aria scale, which on the one hand I think is faintly ridiculous but it let's me weigh myself everyday without actually looking at the numbers and then I have the information stored up for when I want to look at the trends over time. It's not anything anyone, probably, needs but I find I like it.

Hubby and I used to play "How soon in the year will we meet the deductible?" One year it was the second week of January.

The year I was hospitalized for depression, I met the deductible on January 4.

I'm so grateful for my Kaiser plan, which basically covers everything but the occasional office visit copay. Which I didn't get from my old Obamacare Kaiser plan, I will admit -- I paid $4K for my ear surgery, which didn't even work. Argh.

Today was a good day: I went for a run with the dog, which was hella slow, but at least we got a nice 45 minutes in the redwoods. Then I did some paperwork and banking for Dad, then I ran some errands, went to see Dad. He's doing well & we chatted a little bit. I called Comcast and had his plan dropped down, so I just saved him $140/month (!!!). Stopped at the grocery store, did some laundry, went climbing with a pal, and then texted another friend to come over for cassoulet. She brought Chinese food and we ate salt-and-pepper squid and drank a lot of wine and bitched about work and politics and aging.

And now it's time for bed. But I have 6 servings of cassoulet in the freezer for next week. And if I have time tomorrow, I'll make orange-honey bread. Nom.