I'd pick TIAA, personally (that's where my current job's retirement fund is, plus I have a Roth IRA with Vanguard), though I'm not sure it will make much difference either way. Do you have info as to when/how/how much each one charges in various fees? I feel like I picked TIAA because the fee structure made more sense to me, but I don't remember specifics now.
But probably more important is your choice of funds. (Do you have a way to see which specific funds are available to you in TIAA vs. Fidelity?) My preference is for low-fee index funds that track a broad section of the market; I'm sure both TIAA and Fidelity offer several that do this.
Money into retirement= money I pretend I don't have, until retirement. Which reminds me, also will need to rollover my 401(k) into the 403. I think?
I have a gazillion options. It's overwhelming. I need a spreadsheet, but like I have the time.
Yeah. I kind of love thinking about this stuff (nerd alert!), but it can definitely be overwhelming. If you know both TIAA and Fidelity offer a ton of fund options, though, then probably either one would be fine. Would it help if you just flipped a coin? Or is there something specific you want to look for (or avoid)?
Hil, do you want to see it opening night and/or a different date? I'm probably going to get tickets soon-ish, so let me know. (By "opening night," I mean Friday, probably a 9-ish show, given how long it takes Tim to leave work.)
Sure! Email me to work out details.
I just want to not be a slackards by default! I want to inform myself enough that I'm at least making a better decision than coin flip, but not striving for perfect. I love data, but I actually hate dealing with finances. Because I feel like an idiot (because I am, beyond 'save a lot.')
Meanwhile, here I am planning more phone calls when I still have holes in my ceiling because...I haven't had time to make phone calls...
Hil, do you want to see it opening night and/or a different date? I'm probably going to get tickets soon-ish, so let me know. (By "opening night," I mean Friday, probably a 9-ish show, given how long it takes Tim to leave work.)
Sure! Email me to work out details.
Will do! Probably tomorrow, because an article that I thought would be easy has turned into a nightmare and I'm still working.
Anyone got advice Tiaacref vs Fidelity?
I do not, but there's an Ask MetaFilter thread on it: [link]