So, how was your summer? Mine was fun. Saw some fish. Went mad with hunger. Hallucinated a whole bunch.

Angel ,'Conviction (1)'


Natter 74: Ready or Not  

Off-topic discussion. Wanna talk about corsets, duct tape, butt kicking, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.


Kate P. - Apr 13, 2016 4:44:21 pm PDT #19541 of 30003
That's the pain / That cuts a straight line down through the heart / We call it love

I'd pick TIAA, personally (that's where my current job's retirement fund is, plus I have a Roth IRA with Vanguard), though I'm not sure it will make much difference either way. Do you have info as to when/how/how much each one charges in various fees? I feel like I picked TIAA because the fee structure made more sense to me, but I don't remember specifics now.

But probably more important is your choice of funds. (Do you have a way to see which specific funds are available to you in TIAA vs. Fidelity?) My preference is for low-fee index funds that track a broad section of the market; I'm sure both TIAA and Fidelity offer several that do this.


sarameg - Apr 13, 2016 4:46:14 pm PDT #19542 of 30003

Money into retirement= money I pretend I don't have, until retirement. Which reminds me, also will need to rollover my 401(k) into the 403. I think?


sarameg - Apr 13, 2016 4:48:09 pm PDT #19543 of 30003

I have a gazillion options. It's overwhelming. I need a spreadsheet, but like I have the time.


Kate P. - Apr 13, 2016 4:53:32 pm PDT #19544 of 30003
That's the pain / That cuts a straight line down through the heart / We call it love

Yeah. I kind of love thinking about this stuff (nerd alert!), but it can definitely be overwhelming. If you know both TIAA and Fidelity offer a ton of fund options, though, then probably either one would be fine. Would it help if you just flipped a coin? Or is there something specific you want to look for (or avoid)?


Hil R. - Apr 13, 2016 4:57:31 pm PDT #19545 of 30003
Sometimes I think I might just move up to Vermont, open a bookstore or a vegan restaurant. Adam Schlesinger, z''l

Hil, do you want to see it opening night and/or a different date? I'm probably going to get tickets soon-ish, so let me know. (By "opening night," I mean Friday, probably a 9-ish show, given how long it takes Tim to leave work.)

Sure! Email me to work out details.


sarameg - Apr 13, 2016 4:59:01 pm PDT #19546 of 30003

I just want to not be a slackards by default! I want to inform myself enough that I'm at least making a better decision than coin flip, but not striving for perfect. I love data, but I actually hate dealing with finances. Because I feel like an idiot (because I am, beyond 'save a lot.')


sarameg - Apr 13, 2016 5:03:48 pm PDT #19547 of 30003

Meanwhile, here I am planning more phone calls when I still have holes in my ceiling because...I haven't had time to make phone calls...


Steph L. - Apr 13, 2016 5:35:37 pm PDT #19548 of 30003
this mess was yours / now your mess is mine

Hil, do you want to see it opening night and/or a different date? I'm probably going to get tickets soon-ish, so let me know. (By "opening night," I mean Friday, probably a 9-ish show, given how long it takes Tim to leave work.)

Sure! Email me to work out details.

Will do! Probably tomorrow, because an article that I thought would be easy has turned into a nightmare and I'm still working.


shrift - Apr 13, 2016 5:39:51 pm PDT #19549 of 30003
"You can't put a price on the joy of not giving a shit." -Zenkitty

Anyone got advice Tiaacref vs Fidelity?

I do not, but there's an Ask MetaFilter thread on it: [link]


sarameg - Apr 13, 2016 5:43:59 pm PDT #19550 of 30003

Already hit that thread.