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We killed a homeless man on this bench. Me and Dru. Those were good times. You know, he begged for mercy, and you know, that only made her bite harder.

Spike ,'Sleeper'

Natter 74: Ready or Not

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Off-topic discussion. Wanna talk about corsets, duct tape, butt kicking, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.

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Kate P. - Apr 13, 2016 4:44:21 pm PDT #19541 of 30003

That's the pain / That cuts a straight line down through the heart / We call it love

I'd pick TIAA, personally (that's where my current job's retirement fund is, plus I have a Roth IRA with Vanguard), though I'm not sure it will make much difference either way. Do you have info as to when/how/how much each one charges in various fees? I feel like I picked TIAA because the fee structure made more sense to me, but I don't remember specifics now.

But probably more important is your choice of funds. (Do you have a way to see which specific funds are available to you in TIAA vs. Fidelity?) My preference is for low-fee index funds that track a broad section of the market; I'm sure both TIAA and Fidelity offer several that do this.

sarameg - Apr 13, 2016 4:46:14 pm PDT #19542 of 30003

Money into retirement= money I pretend I don't have, until retirement. Which reminds me, also will need to rollover my 401(k) into the 403. I think?

sarameg - Apr 13, 2016 4:48:09 pm PDT #19543 of 30003

I have a gazillion options. It's overwhelming. I need a spreadsheet, but like I have the time.

Kate P. - Apr 13, 2016 4:53:32 pm PDT #19544 of 30003

That's the pain / That cuts a straight line down through the heart / We call it love

Yeah. I kind of love thinking about this stuff (nerd alert!), but it can definitely be overwhelming. If you know both TIAA and Fidelity offer a ton of fund options, though, then probably either one would be fine. Would it help if you just flipped a coin? Or is there something specific you want to look for (or avoid)?

Hil R. - Apr 13, 2016 4:57:31 pm PDT #19545 of 30003

Sometimes I think I might just move up to Vermont, open a bookstore or a vegan restaurant. Adam Schlesinger, z''l

Hil, do you want to see it opening night and/or a different date? I'm probably going to get tickets soon-ish, so let me know. (By "opening night," I mean Friday, probably a 9-ish show, given how long it takes Tim to leave work.)

Sure! Email me to work out details.

sarameg - Apr 13, 2016 4:59:01 pm PDT #19546 of 30003

I just want to not be a slackards by default! I want to inform myself enough that I'm at least making a better decision than coin flip, but not striving for perfect. I love data, but I actually hate dealing with finances. Because I feel like an idiot (because I am, beyond 'save a lot.')

sarameg - Apr 13, 2016 5:03:48 pm PDT #19547 of 30003

Meanwhile, here I am planning more phone calls when I still have holes in my ceiling because...I haven't had time to make phone calls...

Steph L. - Apr 13, 2016 5:35:37 pm PDT #19548 of 30003

It's actually been a really hard year, when you stop and do the math. Eliot would cry, too, if it didn't take him seventy minutes of therapy, two cocktails, and a Sondheim medley before he can experience a human emotion through the haze of his PTSD.

Hil, do you want to see it opening night and/or a different date? I'm probably going to get tickets soon-ish, so let me know. (By "opening night," I mean Friday, probably a 9-ish show, given how long it takes Tim to leave work.)

Sure! Email me to work out details.

Will do! Probably tomorrow, because an article that I thought would be easy has turned into a nightmare and I'm still working.

shrift - Apr 13, 2016 5:39:51 pm PDT #19549 of 30003

"You can't put a price on the joy of not giving a shit." -Zenkitty

Anyone got advice Tiaacref vs Fidelity?

I do not, but there's an Ask MetaFilter thread on it: [link]

sarameg - Apr 13, 2016 5:43:59 pm PDT #19550 of 30003

Already hit that thread.

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