I'm kind of paranoid about having some savings, just in case. I've been on my own for long enough that I've had to go through some very tight times (last year, for example, I got a "raise" that meant my take-home pay went down ... it was tight, but I got through). I realize a lot of people don't and I don't want to end up deeply in debt. Since my mother died and I realized I got pretty much nothing (in comparison to what she had and what I'd expected), it's all my responsibility.
Natter 74: Ready or Not
Off-topic discussion. Wanna talk about corsets, duct tape, butt kicking, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
I'm not a saver because I still have debt. If I have extra $ it goes toward getting me debt free before I retire.
I've got two months' income in easily accessible savings, and a decent 401K. Beyond that? Well, life's an adventure, they say.
"Can you name the artists singing Hallelujah?" can be sung to the tune of Hallelujah. And now it's in my head.
I did something kinda dumb, and when I tried to delete it, I thought I was just deleting it for myself. I'm pretty sure I accidentally deleted it for everyone. I decided it was time for me to head home after I unfucked that.
Ugh shrift, sounds like you need a good weekend
he's like my own personal cautionary tale
ha! I could see that
It turns out my form of trying to de-stress after a too long week is cooking a nice dinner. Somehow I think that's going about things the wrong way, but at least I'll eat well tonight? Roast chicken, rice, asparagus. I love it when artichoke and asparagus season arrives.
Ugh shrift, sounds like you need a good weekend
It wasn't a huge thing, but sleep deprivation definitely played a role. Oy.
It turns out my form of trying to de-stress after a too long week is cooking a nice dinner.
I don't know, sometimes I find cooking therapeutic. Now I'm trying to figure out what I should make for dinner...
I'm in the process of eating the NY stip, salad, and parmesan noodles I fixed for dinner tonight.
My cats react whenever I cook by angrily tearing at their scratching pad. Yet if I try to actually feed them some of whatever meat is involved, they just sniff of it and then I find it later on the floor where they've played with it like a toy.
I'll be able to participate in JHU's credit union when I switch over, and I'll be moving the bulk of my savings over there. Staying with WF for checking as it just makes money transfers easier with my mortgage and family (I'm a signee on an account of theirs that also gives me access to their nonWFaccounts, so...)
I'm very conservative with my money. My only debts are the mortgage and car loan. I've had help and luck and let's face it, I pretty much hate shopping for most anything, so that works in my favor. I can credit the Great Depression for that; it inculcated certain mentalities that I inherited. Makes m a bit of a miser.
Speaking of mentalities and money, really loving the new $2.9k shutoff valves about now. Came home to the tub faucet dripping a lot. Turned hot and cold off at valves, then turned only one at a time. Hot water. Which is funny cause the cold is what you have to shut off hard. Gonna try to re-washer it myself this weekend, but hey, at least I already have a plumber if I fail! Figure it is a casualty of the new higher pressure, just blew a deteriorating washer.
But really?
I'm usually kind of torn between wanting to make sure I have savings, and wanting to travel and do other stuff like that, because I know that will get more difficult as I get older and my joint problems get worse. I've got a pretty good retirement fund, though, so that takes some of the worry out of what's in my actual savings account.