I'm tracking my food intake for the sole purpose of making sure I get enough fiber. (Spoiler: I DON'T. God DAMN, what do I have to do, eat VEGETABLES or something crazy like that???) Because my GI tract is a shambling horror in many ways.

I'm still pissed TJs stopped carrying those fruit leather things that had about a bazillion grams of fiber. Those were a godsend.

I think term lets you get cash out or something Connie. But my brother's the agent, not me, and quite frankly? His job bores me stupid. But I do pick up bits by osmosis.

We have term life insurance. I specifically have 20-year term life, which I got when my work stopped having life insurance (when I was a healthy 36 year old: they require some blood tests and the price varies by your age and health levels). I pay $329 a year, and if I die before the 20 years is up (except by suicide, or act of war, or, like, nuclear disaster), my family gets $500K. It's a low fee insuring my family against a pretty unlikely outcome - that I will die before 56. (But if I got hit by a bus tomorrow, it would pay off the house & put the kids through college.)

I'm with ya, msbelle.

I think the term on the AARP is for 10 years. I guess rolling the dice on whether Hubby will last another 10 years is not a bad idea. I think I have life insurance on him through work, though. We should have bought this stuff when we were young and just being responsible adults and not juggling actual actuarial timing issues.

I'm tracking my food intake for the sole purpose of making sure I get enough fiber

Green smoothies. They are some sort of crazy dark magic, because now if I don't have one during the day, I feel vaguely unsettled and ooky. Hell, even Pete, legendary for his unwillingness to eat vegetables, craves the sludge drinks now.

I PICKED UP MY CAP AND GOWN, Y'ALL! !

Hooray, Your Imperial Graduatedness!

Yay Aims!

I'm curled up on the sofa with a heated blanket, with a heating pad around my shoulders, using a steam inhaler with a drop of eucalyptus oil added to the water. Can winter be over soon?

What is the difference between whole life and term life? Is term life essentially a bet that you'll need it before the term is up, and if not the insurance company goes Cha-ching! and invites you to play again?

Basically yes. Note that the insurance company expects to turn a profit on either product. Term life isn't a better deal for them, necessarily. (Actually, it probably is on one score, people are less likely to cancel partway through and stiff them on the administrative costs. They are likely to charge penalties in the early years because of that.) Either way, the longer one stays alive, the better it is for the insurance company.

I PICKED UP MY CAP AND GOWN, Y'ALL! !

Congratulations!