But whatever I do will be fairly short term cause my current long term thought is to move into a loft indowntown Denver near the baseball stadium.

I ADORE THIS IDEAR. #approve

Sara, I am about to start the refi process. I am getting bombarded with offers and don't know whom to choose. Lisa is sending me the name of her "mostly email" loan dude, but I am interested in who others here have used (if the experience was good).

And it sounds like you're getting some good financing. I think that's the rate I am paying for my Forester. I can't recall what you chose - is it a Mazda 3?

I will cheerfully advise AGAINST Bank of America for any mortgage-related stuff. They've been a giant pain in our asses twice now.

Well fuck. Jury summons. For the record, I blame you people.

Frankly I wouldn't mind - i believe in the jury system! - except that of course it's the day I'm supposed to fly to Atlanta.

Dana, my mortgage is currently with Wells, which I think is the evil twin of BoA, right?

I don't know -- for us, it's because they own Merrill Lynch. We had Wells Fargo two houses ago, and I don't remember them being quite so useless as BOA.

You're doing just fine, sarameg.

Wow, -t! LA would be a big move!

I hadn't thought to be scared of jury duty, but I just learned that they can send you anywhere in the county, which includes places you can't really get by public transportation (and an hour+ drive), so that would be fun. I'm annoyed they apparently closed the local courthouse I went when I was in college!

Mazda2. But I haven't driven squat yet. But that's my price range.

My mortgage is still administered by WF (um, I wonder if that changes? I should ask!) and was originally through them, but is actually owned by Freddie Mac now. I hope it stays admin through WF, I get x% or purchases on a credit card applied to my principle (so I use it for spendy things,) and it's been hassle free. But then I don't do anything but pay it.

I don't know if my guy does out of state or not. The phone tag was annoying but as much my fault as his. This is the second time I've used him. I can ask.

brenda, I don't know about your system, but you can get a one time deferral for stuff like that here. I had the exact same thing happen when I was flying the nephew out to my parents.

I've got a plane ticket already, so at least I can back it up.

Well fuck. Jury summons. For the record, I blame you people.

Ahahaha. Jury duty has fallen so far down my list of worries, I almost forgot about it.

brenda, I pass my not-selected~ma to you.