I'm sad (obviously), but also feel oddly relieved now that the worst is over and I no longer have to watch him deteriorating.

This was why I had such a complete sobfest on my vet that day. I was really, really afraid that I was making the decision for *my* relief, because it was so,goddamned.hard watching her get sloooooooowwly worse, and I was a little not-really-postTS. And I had to say that out loud, because I needed someone outside my head to parse all that.

I applied for a car loan through AAA (PenFed, Maria!) Hope I didn't screw that up any. It'll be under 200/mo, 1.74 apr. I doubt any dealer can beat that, but we'll see. I'm leery of driving anywhere other than work. I think that seals the deal.

Sleeping on the refi. I can amoratize or whatever so I don't lose the past 4 yrs of the term and it's only $50/month. Depends on the appraisal. Which, even if we go with only a modest increase in value (I added $7.5K worth of deck! Yard! Trimmed bushes!) it still saves me around $1200 per year and it'd pay off the appraisal in 4 months. I think I can take that. As long as the appraisal doesn't come in low.

Try 2 of the car tomorrow.

There's a massive thunderhead flashing off to the west.

I think I'm going tohave a lie down. I am SO DONE WITH BEING A GROWNUP AND I'M SURE I'M SCREWING IT UP.

Ooh, loft downtown is an exciting idea! Moving is a pain, no doubt about that.

Did I mention that the low-end of the salary for these positions is about twice what I'm making now? As well as the actual work using my education and being, for lack of a better word, righteous (in my ethical system, anyway). Probably worth figuring out how I could manage a move.

Your grownup-ness looks pretty impressive from over here, sarameg.

But whatever I do will be fairly short term cause my current long term thought is to move into a loft indowntown Denver near the baseball stadium.

I ADORE THIS IDEAR. #approve

Sara, I am about to start the refi process. I am getting bombarded with offers and don't know whom to choose. Lisa is sending me the name of her "mostly email" loan dude, but I am interested in who others here have used (if the experience was good).

And it sounds like you're getting some good financing. I think that's the rate I am paying for my Forester. I can't recall what you chose - is it a Mazda 3?

I will cheerfully advise AGAINST Bank of America for any mortgage-related stuff. They've been a giant pain in our asses twice now.

Well fuck. Jury summons. For the record, I blame you people.

Frankly I wouldn't mind - i believe in the jury system! - except that of course it's the day I'm supposed to fly to Atlanta.

Dana, my mortgage is currently with Wells, which I think is the evil twin of BoA, right?

I don't know -- for us, it's because they own Merrill Lynch. We had Wells Fargo two houses ago, and I don't remember them being quite so useless as BOA.

You're doing just fine, sarameg.

Wow, -t! LA would be a big move!

I hadn't thought to be scared of jury duty, but I just learned that they can send you anywhere in the county, which includes places you can't really get by public transportation (and an hour+ drive), so that would be fun. I'm annoyed they apparently closed the local courthouse I went when I was in college!

Mazda2. But I haven't driven squat yet. But that's my price range.

My mortgage is still administered by WF (um, I wonder if that changes? I should ask!) and was originally through them, but is actually owned by Freddie Mac now. I hope it stays admin through WF, I get x% or purchases on a credit card applied to my principle (so I use it for spendy things,) and it's been hassle free. But then I don't do anything but pay it.

I don't know if my guy does out of state or not. The phone tag was annoying but as much my fault as his. This is the second time I've used him. I can ask.

brenda, I don't know about your system, but you can get a one time deferral for stuff like that here. I had the exact same thing happen when I was flying the nephew out to my parents.