how did they buy the house without title insurance?
Title insurance was an option for us. We weren't required to buy it, but we did anyway.
I am a large, semi-muscular man. I can take it. Don't hide behind Mal 'cause you know he'll shoot it down for you. Tell me.
Wash ,'War Stories'
Natter 70: Hookers and Blow
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
sj - Jun 20, 2012 7:20:32 am PDT #10467 of 30001
"There are few hours in life more agreeable than the hour dedicated to the ceremony known as afternoon tea."
sumi - Jun 20, 2012 7:21:16 am PDT #10468 of 30001
Art Crawl!!!
Humid here too - and really hot outside but cold enough in my office that I'm wearing a sweater.
Just nuts.
Meanwhile, I was dripping wet from the extreme exertion of putting my shoes on this morning. Ready for a break in the weather.
Burrell - Jun 20, 2012 7:21:33 am PDT #10469 of 30001
Why did Darth Vader cross the road? To get to the Dark Side!
She is such a disaster about blaming everything and the kitchen sink for her unhappiness.
Ugh, I am allergic to those kinds of co-workers. You have my sympathy.
Burrell - Jun 20, 2012 7:22:12 am PDT #10470 of 30001
Why did Darth Vader cross the road? To get to the Dark Side!
I don't recall anything about title insurance, but then we were technically refinancing, not buying.
lisah - Jun 20, 2012 7:27:38 am PDT #10471 of 30001
Punishingly Intricate
Title insurance was an option for us. We weren't required to buy it, but we did anyway.
I'm pretty sure this was the case for me, too, in Maryland.
Consuela - Jun 20, 2012 7:31:37 am PDT #10472 of 30001
We are Buffistas. This isn't our first apocalypse. -- Pix
They can't figure out how the existing loan didn't come to light when they bought the house originally
What everyone else said about title insurance. In fact, I don't know how anyone could get a mortgage without title insurance, because the bank doesn't want to lend you money to buy a house that has liens against it, because that means there's less security for the loan.
smonster - Jun 20, 2012 8:37:17 am PDT #10473 of 30001
We won’t stop until everyone is gay.
Maybe I'm wrong and they did have it? I may not have kept track of all the details.
meara - Jun 20, 2012 8:39:14 am PDT #10474 of 30001
Yeah, mine required title insurance even though the building was only 7 years old (I suppose it maybe also covers the land back farther?) which seemed awfully expensive. But dang...
brenda m - Jun 20, 2012 9:08:23 am PDT #10475 of 30001
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there
My sense is that title insurance may protect the loaning bank more than it protects the buyer, a la mortgage insurance. But I don't really know.
§ ita § - Jun 20, 2012 9:10:50 am PDT #10476 of 30001
Well not canonically, no, but this is transformative fiction.
This doesn't bear mentioning anywhere other than this board, but when I said "Well, why don't you use some of your time off going to Haiti with Misha Collins?" I hadn't fully processed that this would make me self-immolate due to jealousy multiple times. How could I have not predicted that and protected myself appropriately?