Laura, I completely feel you. We almost lost the house (ex-fuckery, but still) and no, we weren't allowed to make payments for a while either. The whole thing is insane.

Oh my, I think I may have to settle into a bit of a daydream about the team righting this wrong for me.

Oh....my. *fans self a bit* I think that is a fantastic plan! But realistically, yes, hire yourself the biggest shark of a lawyer you can afford. And have him/her go for the 'nads.

Jilli! That's really fun and exciting! YAY! (And how cool would it be to have a Jilli doll?!)

hoping smonster's Treme experience is FUN!

bonny, I am so thrilled for you getting your new pup! Yay for you and this big and important step. Best of luck. And yo, pix!!!

I did. Did I leave something or forget something?

No not at all, it was like no one was there! Which is why I asked.

We will be around, bonny. It would be great to try and meet and give K a chance for a lesson in how to meet and greet a dog.

and no, we weren't allowed to make payments for a while either. The whole thing is insane.

I think I missed something. Why would the bank NOT allow you to make payments? That is so confusing. Was it a partial payment thing, and they wanted all or nothing? (sorry, don't have to answer if it opens wounds. Not my intent. Just trying to understand things, as I am trying to be a first time buyer at age 40).

I did ask around about my Credit Union, and they are known to work with folks instead of forclosing. Yes, in the current economy, that was a question. Not that I am looking to have problems, ya just never know when income gets yanked out from under you. I'm also going with a fixed rate, to help eliminate mortgage increases. So, if/when I get the place, it's a matter of keeping the HOA steady, and then my housing costs will be fairly fixed.

Sometimes I wonder why I am wanting to jump into the ownership world. NoiseDesign and I have talked about this a bunch of times in the past. At times, it really is a racket. Especially here in Southern California where prices are outrageously high. I guess that is the advantage of trying to buy now, while the prices are dipped into almost normal range.

Why would the bank NOT allow you to make payments?

Because they want her house. Laura missed a payment three years ago. The bank used this as an excuse to move forward and say she defaulted. Though she's had the money to make all payments since, the bank is not interested and only wants to foreclose because she doesn't owe that much on the house so it would be an excellent investment. They are being predatory and evil.

bonny, tolls on the Turnpike aren't that bad, you'll probably pay a couple bucks. It's $5 to go over the Delaware Memorial Bridge though, the last I remember.

omnis, definitely get a fixed-rate mortgage, you never know what's going to happen with interest rates. They're really low right now, though, and home prices are (relatively) low, so if you're going to buy, this is a good time.

There are some tolls on 95 that have gone up - Aberdeen and Perryville are both somewhere around $4. There's one in De before the bridge too, IIRC. There must be a toll/trip calculator on the interwebs - if not, it would be useful.

Is it just me or did someone think that bonny was going to get her dog using Myers-Briggs?

This made me snort out loud. I can totally see why you'd think that but...no. Though, I bet I could build an industry on a 'preference inventory' for dogs. Damn this having integrity. Damn it to hell!

We will be around, bonny. It would be great to try and meet and give K a chance for a lesson in how to meet and greet a dog.

Excellent. I'll give you a ring once we've landed and see what we can work out.

There must be a toll/trip calculator on the interwebs - if not, it would be useful.

So far, I'm getting that it will be between $25-30 each way. Plus, about $70 in gas. Lordy, I hope the pooch likes the job because taking him back would be an expensive endeavor!

Managed a half day at work. I had forgotten about the whole bloodloss=less energy thing .

Nora, good! I was worried I'd left the door unlocked.

Treme so far is kind of boring and hot. Giving Frankie and self lots of water. they are trying to feed 400 of us in half an hour. Ha! I'm at the back of the line because of Frankie stopping every ten feet.