sj, I'm glad that you are looking forward to homeowning and it is something you genuinely want.
We bought at the wrong time, for too much money, and for no real good reason than it was what we were "supposed" to do. It's brought us a lot of stress and heartache. So that tends to color my feelings pretty strongly about the whole process= my apologies if I came off as overly negative.
We had the funeral for Tom's mother today- it was only 20 minutes and there were only 7 of us there, but it was very nice and tastefully done. Some lovely flowers and then the funeral director had arranged a tea for us at the hotel/golf course restaurant next door. Met Tom's niece and nephew for the first time, as well as his sister in law.
We'd decided not to try to track down Tom's half brother (father to the niece and nephew and abandoner of many years) so that they could attend without drama- apparently when Tom's half-brother's father died earlier this year, his family had been by the father's side during the end, and then M showed up and ordered them all to leave immediately. Ugh, he's such a horrible person.
I guess we will have to make some sort of good faith effort to contact him re: Scottish rights of inheritance, which I think sucks. Tom's mother bequeathed money to her daughter in law for the 2 kids, and left her half of the house to Tom. Her medical care sucked up all her assets, though, so there isn't much left to be claimed. I just hate for anyone to have to deal with that jackass.
Anyway, the kids are like 16 and 19 now, and they seem really nice. We will be having dinner with them tonight! (Note: do not mention wanting to kick their father in the nuts)