Can't any one of your damn little Scooby club at least try to remember that I hate you all?

Spike ,'Get It Done'


Spike's Bitches 47: Someone Dangerous Could Get In  

[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.


Laura - Dec 05, 2012 4:28:51 pm PST #23526 of 30001
Our wings are not tired.

sniff Aww, Em! Well done.


beekaytee - Dec 05, 2012 4:35:18 pm PST #23527 of 30001
Compassionately intolerant

Awww. Emeline is a hero!!

What a lovely gesture...and an outstanding example of great parenting!

I'm not a huge fan of run-of-the-mill Christmas music, but I love a good mix. Count me in the looking forward to Hec's cleverness crowd.

An old boyfriend used to make fun mixes including a delightfully raunchy blues tune called "Backdoor Santa." I miss that stuff.


Scrappy - Dec 05, 2012 4:48:06 pm PST #23528 of 30001
Life moves pretty fast. You don't stop and look around once in a while, you could miss it.

Hooray, Emeline! That made my night!


omnis_audis - Dec 05, 2012 5:23:53 pm PST #23529 of 30001
omnis, pursue. That's an order from a shy woman who can use M-16. - Shir

Who knew christmas carols would stir such a conversation. We got our Bitches back!!!

Um. In that, I think I missed what Em did.

ION - got a rather interesting email today at work. Almost deleted it. Looked like the ton of junk they send out every day at 6ish pm. Glad I read it. Seems, as we head into finals week, and the holiday season, we area getting a holiday bonus! Shocking. Unexpected. Very welcome! Woot!


sj - Dec 05, 2012 5:36:11 pm PST #23530 of 30001
"There are few hours in life more agreeable than the hour dedicated to the ceremony known as afternoon tea."

We got our Bitches back!!!

I felt that way when I saw the conversation too.

Um. In that, I think I missed what Em did.

Check Press.

Yay, holiday bonus!


omnis_audis - Dec 05, 2012 5:53:36 pm PST #23531 of 30001
omnis, pursue. That's an order from a shy woman who can use M-16. - Shir

Check Press.
Wow! Em! That's awesome! Amy & Joe, ya dun good! Got a winner there!

Wow. Crazy good emails today. Got home, and reading emails. Two condos sold in my development. One for $25k more than what I paid for mine, and the other for $18k more! At what point do I try and re-fi to get rid of the PMI? I only put 5% down, so they are charging me a monthly insurance rate in case I default. I think the magic number is 20% equity. Anyone know?


le nubian - Dec 05, 2012 6:15:02 pm PST #23532 of 30001
"And to be clear, I am the hell. And the high water."

when you can get it to 20% equity, that is usually the magic number.


Nora Deirdre - Dec 05, 2012 6:39:34 pm PST #23533 of 30001
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)

At what point do I try and re-fi to get rid of the PMI? I only put 5% down, so they are charging me a monthly insurance rate in case I default.

Well, having PMI was somewhat helpful in getting the credit union to agree to a short sale. The PMI company wasn't wild about having to make good on their policy, but they did. So, I'm glad(ish) I had PMI otherwise my only other option would have been to default.


§ ita § - Dec 05, 2012 9:00:08 pm PST #23534 of 30001
Well not canonically, no, but this is transformative fiction.

Aims, if you're willing, that would be a great thing for the good stuff tumblr.


javachik - Dec 05, 2012 10:47:46 pm PST #23535 of 30001
Our wings are not tired.

Omnis, if yours is an FHA loan, there are very narrow and specific rules about getting rid of PMI. For example, you can't get out of PMI before 5 years and you definitely can't get that 20% equity just by appraisals/refinancing.

I loved that Em story so so much.