We got our Bitches back!!!
I felt that way when I saw the conversation too.
Um. In that, I think I missed what Em did.
Check Press.
Yay, holiday bonus!
Can't even shout, Can't even cry. The Gentlemen are coming by. Looking in windows, knocking on doors. They need to take seven, and they might take yours. Can't call to mom, can't say a word. You're gonna die screaming but you won't be heard.
Dream Girl ,'Bring On The Night'
Spike's Bitches 47: Someone Dangerous Could Get In
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
sj - Dec 05, 2012 5:36:11 pm PST #23530 of 30001
"There are few hours in life more agreeable than the hour dedicated to the ceremony known as afternoon tea."
omnis_audis - Dec 05, 2012 5:53:36 pm PST #23531 of 30001
omnis, pursue. That's an order from a shy woman who can use M-16. - Shir
Check Press.Wow! Em! That's awesome! Amy & Joe, ya dun good! Got a winner there!
Wow. Crazy good emails today. Got home, and reading emails. Two condos sold in my development. One for $25k more than what I paid for mine, and the other for $18k more! At what point do I try and re-fi to get rid of the PMI? I only put 5% down, so they are charging me a monthly insurance rate in case I default. I think the magic number is 20% equity. Anyone know?
le nubian - Dec 05, 2012 6:15:02 pm PST #23532 of 30001
"And to be clear, I am the hell. And the high water."
when you can get it to 20% equity, that is usually the magic number.
Nora Deirdre - Dec 05, 2012 6:39:34 pm PST #23533 of 30001
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)
At what point do I try and re-fi to get rid of the PMI? I only put 5% down, so they are charging me a monthly insurance rate in case I default.
Well, having PMI was somewhat helpful in getting the credit union to agree to a short sale. The PMI company wasn't wild about having to make good on their policy, but they did. So, I'm glad(ish) I had PMI otherwise my only other option would have been to default.
§ ita § - Dec 05, 2012 9:00:08 pm PST #23534 of 30001
Well not canonically, no, but this is transformative fiction.
Aims, if you're willing, that would be a great thing for the good stuff tumblr.
javachik - Dec 05, 2012 10:47:46 pm PST #23535 of 30001
Our wings are not tired.
Omnis, if yours is an FHA loan, there are very narrow and specific rules about getting rid of PMI. For example, you can't get out of PMI before 5 years and you definitely can't get that 20% equity just by appraisals/refinancing.
I loved that Em story so so much.
Cass - Dec 05, 2012 10:50:21 pm PST #23536 of 30001
Bob's learned to live with tragedy, but he knows that this tragedy is one that won't ever leave him or get better.
I'm pretending Christmas doesn't exist. I'd rather we just skip straight to March.
Concur.
askye - Dec 06, 2012 1:31:00 am PST #23537 of 30001
Thrive to spite them
Hurray for Emeline.
SailAweigh - Dec 06, 2012 1:58:31 am PST #23538 of 30001
Nana korobi, ya oki. (Fall down seven times, stand up eight.) ~Yuzuru Hanyu/Japanese proverb
Emeline, you go girl! Good job.
lisah - Dec 06, 2012 5:48:21 am PST #23539 of 30001
Punishingly Intricate
Emeline!! That is just so sweet! What a great idea!!!