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Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Sequins can be quite tasteful. It's an Indian cotton skirt in black, and there are a smattering of sequins at the yoke at the top, and some around the hem. I doubt anyone, until pressed, will remember sequins about today's outfit.
I don't think I own anything where the sequins actually touch each other. Maybe I should redress that.
Man, I hate being late for this meeting. No tea til it's over, so no Bramley mini apple pies yet.
People with cars, help me out here - my mother has offered to give me her 10-year old car (as a "loan" where basically it's my car but I can't sell it to anyone else) so I'm pricing out insurance. None of Geico's prebuilt packages include comprehensive or collision, but I'm thinking those are kind of important? Am I wrong?
People I know with old cars only get liability since the value of the car is so low at that point.
Consider dropping collision and/or comprehensive coverages on older cars. If your car is worth less than 10 times the premium, purchasing the coverage may not be cost effective.
Jessica,
if the car gets totaled, does your mother assume the financial loss? or do you?
Yeah, for a ten year old car I'd skip those.
Yeah, for a ten year old car I'd skip those.
That's what I was going to say. It's really a new car thing.
Happy Birthday, P-C!!!
Jess, here's a good discussion on this: [link]
With a 10 year old car, I'd really just look at liability coverage as well. Comprehensive for replacing the car itself and the cost of insurance often over time can cost more than the replacement value of the car.
Note: not REPLACING the vehicle itself because that always costs more but they will only pay you the value of the car on the claim--then its up to you to find another car of comparable value/quality with that amount. Which is hard to do with a reliable older car with low mileage.
if the car gets totaled, does your mother assume the financial loss? or do you?
We do. But if the car were totaled (and we didn't have comprehensive coverage) we wouldn't replace it, we'd just go back to not having a car. (My mother is buying herself a new car, which is why she doesn't need this one anymore.)
If your car is worth less than 10 times the premium, purchasing the coverage may not be cost effective.
Thanks, that makes it easier.